Sun, March 23, 2025

by: GOBankingRates

4 Pieces of Financial Advice From Warren Buffett That Have Stood the Test of Time

Famous businessman and investor Warren Buffett is one of the best people to turn to when you need financial advice. "The Oracle of Omaha" grew Berkshire Hathaway to over $1 trillion and is

by: AOL

Texans could be 'hardest hit': The state could lose 370,000 jobs and $47 billion a year in GDP because of Trump's tariffs

While the short-term impact isn't good, the long-term consequences may be even worse. The Perryman Group estimates that Texas is going to lose around 370,000 jobs annually as a result of the tariffs, and around $46 or $47 billion in gross domestic product (GDP).

by: MiBolsilloColombia

How taxes affect your salary and what you can do to pay less

Understanding the intricacies of federal, state, and local taxes can significantly impact your take-home pay. By exploring common deductions, credits, and strategic financial planning, you can effectively reduce your tax burden.

by: Mint

Navigating GST registration hurdles: What freelancers and small businesses should know

Freelancers and small business owners may find GST registration more complex than anticipated. Requests for additional documents could complicate matters. Here's how you can navigate the GST maze and avoid costly delays.

by: Insider

I'm 58 and lost my 6-figure job. Over a year of applications later, I still haven't found anything.

Pete Petersen, 58, has been looking for work since last February after he was laid off from his corporate job, suspecting ageism.

by: News18

Mcap Of Nine Of Top-10 Most-Valued Firms Surges Rs 3 Lakh Crore; ICICI Bank, Airtel Biggest Gainers

Reliance Industries remained the most valued domestic firm, followed by HDFC Bank, TCS, Bharti Airtel, ICICI Bank, State Bank of India, Infosys, Bajaj Finance, Hindustan Unilever, and ITC.

by: BusinessLIVE

US friction casts pall over local call centres

Meeting ambitious growth targets requires calm diplomatic waters, warns Business process outsourcing industry association

by: Moneycontrol

Mcap of nine of top-10 most-valued firms surges Rs 3 lakh cr; ICICI Bank, Airtel biggest gainers

The combined market valuation of nine of the top-10 most-valued firms surged Rs 3,06,243.74 crore last week, with ICICI Bank and Bharti Airtel emerging as the biggest gainers, in tandem with a bullish trend in equities.

by: BusinessTech

35 South African businesses moved to new safe haven

Albertyn highlighted that over 35 South African-run businesses, including Nedbank, Standard Bank, and Derivco, operate in the Isle of Man or across both jurisdictions.
Sat, March 22, 2025

by: nation

State to spend Sh3bn for 2025/26 budget hearings in 13 select counties

The National Treasury has apportioned Sh3 billion to finance public participation on the country's Sh4.3 trillion budget for the 2025/26 financial year across a select 13 counties. This means that Parliament will spend about Sh230.

by: TheStreet

Weekly Roundup March 16-22, 2025

Discover the states where property taxes are the highest, as revealed by the Tax Foundation. See how your state compares. Medicare funding, DOGE and more. In case you missed it, here's what Retirement Daily published on Medicare and Social Security this week.

by: Week99er

502M $TICS Sold, Quant's Interoperability, and Immutable X's Growth - Are These the Best Cryptos to Buy for March 2025?

Crypto enthusiasts and blockchain believers are closely monitoring the best cryptos to buy for March 2025. As the market evolves, the competition among digital assets is fierce, and three cryptocurrencies are taking center stage: Qubetics ($TICS),

by: TechRadar

Softbank set to buy Ampere Computing for $6.5 billion and could integrate it with Arm and Graphcore

SoftBank confirms $6.5 billion deal to acquire Arm-based chipmaker Ampere The deal could align Ampere with Arm and previously acquired Graphcore The acquisition could put Arm in direct competition with its chip partners We previously reported that Arm is considering making its own silicon,

by: News18

NPS Vs UPS Vs OPS: Comparing Retirement Pension Plans For Employees; Key Differences Explained

Indian government introduces Unified Pension Scheme (UPS) for employees, starting April 2025, with assured post-retirement payouts. Compare OPS, NPS, and UPS differences.

by: Reuters

Coty sells its stake in Kim Kardashian's beauty brand to SKIMS

Coty, which acquired a stake in Kardashian's beauty business, SKKN, in 2021, said it would use the proceeds from the sale to reduce debt and invest in innovations across its broader brand portfolio. Last month,

by: Bloomberg

Trump plans his tariff 'liberation day' with more targeted push

President Donald Trump's coming wave of tariffs is poised to be more targeted than the barrage he has occasionally threatened, aides and allies say, a potential relief for markets gripped by

by: CNET

What's the Future of FAFSA and Financial Aid if the Department of Education Closes?

President Trump wants to shift federal student aid to the Small Business Administration, but experts say it's not that simple.

by: Cryptopolitan

This $0.02 Altcoin Is Gaining Attention. Will It Follow Pi Network's Footsteps And Surge over 10x in The Next Few Weeks?

A new $0.02 altcoin is catching the eyes of investors, sparking speculation on whether it could follow Pi Network's path and surge over 10x in the coming weeks. Pi Network is trading at $1.18 and gained traction with its unique mining model,

by: MarketWatch

'He claims to be a nihilist': I told my friend to sell his Tesla shares. He did not appreciate my advice. Was I wrong?

Elon Musk told shareholders on Thursday to hold onto their stock, even as sales of the electric vehicles are falling.

by: cnbctv18

Top 10@10 | Best week for D-St in 4 years, Welspun One bidding war, Ola Electric under fire & more

TV18's daily newsletter featuring the top 10 stories on markets, corporate updates, economic insights, and financial highlights — delivered at 10 pm.

by: Newsweek

Exclusive: Tesla Investor Calls for Board To Oust Elon Musk as CEO

A major Tesla investor told Newsweek the board is being "negligent" by not removing Musk as the company's CEO.

by: CNBC

Rich people live by these 5 rules, self-made millionaire says: 'It's not just about cost'

Ramit Sethi has been teaching people how to get rich for nearly two decades. Follow these rules to build your wealth.

by: AOL

The real estate world is fighting over secret listings and the future of how homes are sold

Major real estate players are butting heads over the future of a rule designed to reduce private home listings.

by: Gigwise

Financial Habits of Rich People

Building wealth isn't about overnight success—it's the result of disciplined financial habits that create stability, growth, and security over time. Many self-made millionaires follow similar principles for earning,

by: Newspoint

Now the government employees of this state are happy, DA has increased, and will be implemented from April 1

The government's decision has brought joy to the government employees and salary earners of the state, who were waiting for the increase in the allowance. Earlier, Tripura Finance Minister Pranajit Singh Roy presented a budget of Rs 32,

by: YourStory

SheSparks 2025 brings together women at the forefront of innovation, leadership, advocacy

At SheSparks 2025, an extraordinary lineup of changemakers took the stage to address the challenges and triumphs that define women's participation in technology, entrepreneurship, healthcare, and advocacy.

by: Fortune

Fired by Elon Musk's DOGE, then reinstated by a judge, thousands of federal workers are living in limbo

He had been worried for weeks that his job would be cut as part of the next round of President Donald Trump and Elon Musk's cuts to the federal workforce. The worker, who prefers to remain anonymous for fear of retribution, was constantly searching for updates on a Reddit forum for federal workers, and glued to a group chat with his coworkers.

by: Kiplinger

Annuity Fees: Are You Paying Too Much?

Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?

by: Metro

Ethical investments: How your ISA can save our planet (and it won't even you cost you anything)

If Isas allow investors to lend out money tax-free, and Manuel has chosen to lend to Salad Money, a lender that helps those with poorer credit scores to take out cheaper loans and ensures they also check for benefits they may be eligible for.

by: Insider

Apple's AI promises are coming back to haunt it

A California law firm is pursuing a class action lawsuit against Apple, claiming it falsely advertised Apple Intelligence.

by: Moneycontrol

FOIR Calculation: Impact of FOIR on personal loan eligibility and tips to improve it

FOIR helps lenders assess your repayment capacity by measuring how much of your income goes toward fixed obligations. A lower FOIR increases your loan approval chances, while a higher FOIR may lead to rejection or higher interest rates.

by: PCMag

1min.AI Is Your Creative Sidekick and It's On Sale Now

This powerful AI tool can help you write, edit, and design in seconds for the cost for a lifetime coast of $80 (that's less than one month's subscription fee elsewhere).

by: WZZM13

Big Dance boosting West Michigan business, requiring more staff around the clock

Friday was busy from the lunch shift through closing, with many coming to watch the Michigan State game against Bryant University. Rosemeck said he's needed more staff on the lunch shift which is abnormal.
Fri, March 21, 2025

by: MarketWatch

Trump's plan to move student loans to the Small Business Association would be 'incredibly messy,' experts warn

The move, which is likely to face legal challenges, is part of the administration's plan to shut down the Department of Education.

by: People

Margo Price and Husband Jeremy Ivey 'Have Somehow Beaten All the Odds': 'We Made It'

Margo Price knows that she always has a partner she can rely on in her husband, Jeremy Ivey. The renowned musician, 41, tells PEOPLE that she and Ivey, 47, whom she married in 2008, have "somehow beaten all the odds" as a couple.

by: CNBC

Stock volatility poses an 'opportunity,' investment analyst says. Here's why

The U.S. stock index briefly touched correction territory last week. Investors can take advantage of such selloffs by buying stocks at a discount, financial experts say. Investors should be mindful of their overall stock/bond allocations when doing so.

by: Yahoo

Area experts walk potential first-time home buyers through the process

Mar. 21—"Every one of us works for you. If you don't like what we are doing, you can fire us." — Juli Rasmussen, Country Financial MOSES LAKE — How to facilitate a first home purchase was the topic of a seminar in Tuesday.

by: Newsweek

Democrats Face Singular Question at Voter Town Halls: Where's the Fight?

At town halls across the country, constituents have confronted Democratic lawmakers with anger at what they see as a lack of organized opposition to the Trump agenda.

by: Variety

Vine Alternative's CEO James Moore on Village Roadshow's Bankruptcy, the Legal Fight With Warner Bros., and What's Next for the Company Behind "The Matrix' (EXCLUSIVE)

While the fate of Village Roadshow, the prominent producer and financier of films such as "The Matrix" and "Joker" which filed for Chapter 11 in the U.S. earlier this week, is up in the air, Vine Alternative Investments,

by: MARCA

What does dismantling the Department of Education mean, and how does it impact student loans?

by: MoneyWeek

How to protect your pension from the chancellor's inheritance tax changes

Pension savings will form part of inheritance tax calculations from 2027 and many retirees are already taking steps to avoid charges now

by: cnbctv18

Manappuram Finance shares hit a record high after Bain Capital deal; Analysts see further upside

It must be noted that shares of Manappuram Finance are in the Futures and Options (F&O) ban, which means no new positions can be created in the stock in today's trading session.

by: AOL

Wendy's CEO on thick-cut bacon, egg prices, and AI-powered drive-throughs for 2025

Just past his one-year mark as Wendy's ( WEN) CEO, Kirk Tanner is leaning on more than square burgers to add some sizzle to the 55-year-old restaurant chain's stock price.

by: Mint

Is pre-closing your personal loan a smart move? Pros and cons explained

Pre-closing a personal loan can save interest and improve credit scores, but it may involve pre-closure charges, liquidity issues, and opportunity costs. New RBI guidelines on floating-rate loan prepayment charges may offer relief going ahead.

by: Kiplinger

Is Your Cryptocurrency Safe? How to Shield Digital Assets

Creditors, hackers and frivolous lawsuit filers could be coming for your cryptocurrencies. These essential estate planning and asset protection strategies could help.

by: Fortune

Elaine Chao on the Trump Administration: 'What you all want is certainty and you're not going to get it'

Good morning. Get used to tariff chaos—and don't expect any resolution soon. At Fortune 's CEO Initiative dinner in New York this week, the general consensus among the leaders on stage and filling the room was that this trade war could last well beyond 2025. Here were some other topline takeaways from three speakers in attendance.

by: Forbes

Cocoa: Rising Prices, Trade Opportunities And The Future Of Chocolate

For now, traders can ride the wave of cocoa's bull market, but the long-term implications for consumers and the industry are far less sweet.

by: Reuters

Take Five: Tantrums and TIARAs

The first three months of 2025 promised to be bumpy, but few expected the world to be on the verge of a full-on trade war and for investors to be fleeing Wall Street quite so fast after U.S. President Donald Trump's return to the White House.

FOIR Calculation: Impact of FOIR on personal loan eligibility and tips to improve it

FOIR helps lenders assess your repayment capacity by measuring how much of your income goes toward fixed obligations. A lower FOIR increases your loan approval chances, while a higher FOIR may lead to rejection or higher interest rates.

The article from Moneycontrol discusses the Fixed Obligations to Income Ratio (FOIR), a critical metric used by lenders to assess an individual's loan eligibility, particularly for personal loans. FOIR is calculated by dividing an individual's total fixed monthly obligations (like EMIs, rent, and other fixed payments) by their net monthly income. A lower FOIR indicates a better capacity to take on additional debt, thereby increasing loan eligibility. The article explains that lenders typically prefer a FOIR of 40-50% or less, though this can vary. It also provides insights on how FOIR impacts loan approval, with higher ratios potentially leading to loan rejections or higher interest rates due to perceived risk. To improve FOIR, the article suggests strategies like increasing income, reducing existing debts, or opting for longer loan tenures to lower monthly obligations. Additionally, it mentions the importance of maintaining a good credit score and managing finances wisely to enhance loan eligibility.

Read the Full Moneycontrol Article at:
https://www.moneycontrol.com/news/business/personal-finance/foir-calculation-impact-of-foir-on-personal-loan-eligibility-and-tips-to-improve-it-12970645.html