• Sun, December 1, 2024

by: Bill Williamson

Tencent-backed WeDoctor revives Hong Kong IPO plan, sources say

by: Bill Williamson

Major Adani investor GQG shares fall 13% after analyst downgrade

Shares of Australian-listed GQG Partners fell 13% on Monday after UBS analysts downgraded the stock and estimated the firm could have lost A$600 million ($390 million) in funds under management following the Adani Group indictment.

by: Bill Williamson

Australia news LIVE: House values tumble as economy struggles; Michael Rowland leaves ABC News Breakfast

Australian businesswoman Robyn Denholm, who succeeded Elon Musk as chair of Tesla in 2018, has been appointed to lead a review of Australia's research and development. Industry and Science Minister Ed Husic joined ABC's RN Breakfast to discuss the appointment, where he denied that building a relationship with Musk was a factor in choosing Denholm.

by: Bill Williamson

Anthony Albanese reveals the alarming reason why Aussies are poorer in 2024

Prime Minister Albanese has cited the timing of inflationary pressures as the reasons Aussies are poorer than their counterparts around the world.

by: Bill Williamson

HSBC starts search for next chairman: report

HSBC's board has appointed headhunters to start the recruitment of its next chairman, Sky News reported on Saturday (Nov 30), with incumbent Mark Tucker due to stand down by 2026. Read more at The Business Times.

by: Bill Williamson

Trump taps billionaire family member Massad Boulos for senior presidential adviser on Arab affairs role

Donald Trump is once again relying on family to run the country, announcing Sunday that Tiffany's father-in-law Massad Boulos will be a senior advisor on the Middle East.

by: Bill Williamson

ABIR To Sponsor Free Insurance Course

The Association of Bermuda Insurers and Reinsurers [ABIR] will sponsor a free foundational course for the fifth consecutive year, providing Bermudian students and the public with free access to education about Bermuda's re/insurance industry.

by: Bill Williamson

Integrating ESG into risk management

by: Bill Williamson

How do we spend less but still travel well?

Two avid travellers reveal their top hacks, where to sit on the plane and how to cut the budget while having fun. Read more at straitstimes.com.

by: Bill Williamson

COP29 shows South-east Asia's energy transition needs private finance; effective policies will catalyse that

WHAT can you do with US$300 billion? For South-east Asian nations trying to fund the construction of solar plants or wind farms, the answer is: not that much. The recent conclusion of the COP29 climate talks tells us that the region cannot wait for developed nations to raise that bar.

by: Bill Williamson

Asean governments face risk of fiscal strain from climate change without policies to attract private capital

WITH the United Nations' climate talks failing to secure the US$1 trillion climate finance target needed for developing countries to cut their emissions and cope with natural disasters, emerging markets in South-east Asia are now under greater pressure to develop the right policy framework to catalyse private capital into climate-focused investments.

by: Bill Williamson

Your money, the economy, taxes might change in 2025: Experts offer predictions

He assigns a 50% probability that the stock market could gain ground in 2025 despite what happens with tariffs, a 25% probability that stocks could surge for other reasons such as artificial-intelligence optimism, a 15% probability of a downside tariff shock and a 10% chance that stocks could fall sharply but mainly for other reasons.

by: Bill Williamson

African Bank has public servants in its sights

African Bank is targeting middle to high-income public servants for home loans and vehicle finance in line with its strategic shift towards lending offerings that go beyond traditional unsecured personal loans.

by: Bill Williamson

Live updates: ASX primed for new record after Wall Street rally rolls on, key retail sales, construction and Chinese data due this morning

The ASX is primed for a 0.2 per cent rise this morning after another record close on Wall Street, but the markets will be watching this morning's releases of key retail and building data. Follow the day's events and insights from our business reporters on the ABC News live markets blog.

by: Bill Williamson

UBS capital requirements should be proportionate, minister says

Capital requirements set for UBS under new banking regulations should be "proportionate", as Switzerland attempts to strike a balance between financial sector competitiveness and protecting taxpayers,

by: Bill Williamson

Stock Radar: Maruti Suzuki, Hyundai Motor, Escorts, Cipla, Home First Finance, Aster DM, DLF, Greaves Cotton in focus on Monday

Stocks like Tata Motors, Eicher Motors, TVS Motor Company, Biocon, Cochin Shipyard, KEC International, RBL Bank, Bajaj Finance, GP Petroleums, Lemon Tree Hotels, Bharat Petroleum Corporation, and ONGC will also be in focus on December 2.

by: Bill Williamson

Arror, Kimarwer dams back in Adani-type deal

The listing of the dams under PPP projects signals that Kenya is losing interest in funding the multi-billion shilling projects using loans amid concerns about the commercial viability of the dams.

by: Bill Williamson

Women face higher NCD risks

It also reveals that 18.3 percent of women also get too little physical activity, compared to 11.3 percent of men. The report states that this is causing health problems, including diabetes, high blood pressure, and complications during pregnancy.

by: Bill Williamson

How a cousin's disability inspired a drive for inclusive housing

by: Bill Williamson

After losing her job, a boomer is 'walking a tightrope' between retiring early and searching for work

Andrea, 64, was laid of from her corporate job. If she takes Social Security too early, she's worried about draining her savings.

by: Bill Williamson

The hidden side of business school rankings

Rankings have become a powerful tool for both schools and students, growing in number and influence. However, this has sparked a performance-driven competition that sometimes compromises teaching quality and ethics.

by: Bill Williamson

Diversifying exports: Non-RMG sectors face 11 challenges

by: Bill Williamson

Whitcomb: Carson and Rest of Us Actors; Hospitals Into Housing; Witch Doctor; Canadian Fish Story

How the Jews Conquered Christmas (ask Philip Roth) Share Watch on

by: Bill Williamson

How China will strike back at Trump

Over the past year China has rejected claims it is exporting batteries and solar products at artificially low prices. Cuts to rebates are the first time officials seem to have taken action to lessen the force of such accusations,

by: Bill Williamson

Stock market's record run sets stage for December gains, pros say

The market's record year may have more room to run, with sentiment buoyed by recent outperformance and historical trends.

by: Bill Williamson

Silver is the new gold for asset investment platform Goldie

New Zealand gold investment platform Goldie is expanding into new materials and assets as it builds on a strong first year in business. Launched in November last year, the platform allows investors to purchase fractions of shares of physical assets.

by: Bill Williamson

UN climate summit in Baku leaves the developing world with crumbs

Unusually for a UN climate summit, COP29 was mainly about climate finance, and yet the finance mandarins were missing

by: Bill Williamson

GDP Growth 2024: Six Largest Sectors of the Nigerian Economy

The National Bureau of Statistics (NBS) has released its latest Gross Domestic Product (GDP) report and provided insight on the sectors performing.

by: Bill Williamson

Former Carlisle United frontman announces retirement

by: Bill Williamson

JPMorgan Rejects Transition-Finance Trend Gripping Wall Street

Rather than design a transition-finance framework, JPMorgan has built what it calls a Center for Carbon Transition. The goal, according to Wall Street's largest bank, is to provide clients with "the insights and firm-wide expertise needed to navigate the challenges of transitioning to a low-carbon future."

by: Bill Williamson

Govt plans to curb operating expenditures amid economic challenges

by: Bill Williamson

Scott Bessent Appointment Makes This 11% Yield A 'Screaming Buy'

Hedge fund veteran and Wall Street-approved suit Scott Bessent is likely the new Treasury secretary. That's why this 11% dividend is a big winner.

by: Bill Williamson

New blow for embattled Keir Starmer as business confidence crashes to new low

Rachel Reeves' Budget has been blamed for threatening to choke off economic growth and investment by business leaders.

by: Bill Williamson

Indonesia to form a state revenue ministry, president's advisor says

Indonesia plans to form a state revenue ministry to improve revenue collection, Hashim Djojohadikusumo, brother and a close advisor of President Prabowo Subianto, said on Sunday, according to a report by news portal Detik.

by: Bill Williamson

QFC and Casablanca Finance City partner to boost financial sectors in Qatar and Morocco

by: Bill Williamson

OFS Capital: Worsening Non-Accrual Rate And Poor Dividend Coverage (Rating Downgrade)

OFS Capital continues to underperform peers because of its limited portfolio strategy and rising non-accruals. Read why I downgrade OFS from hold to sell.

by: Bill Williamson

International drive for climate change mitigation hots up in PH with IFAD-led training

The international coalition on climate change mitigation for agriculture involving 59 countries has concluded the first phase of its

by: Bill Williamson

Hero Future Energies signs MoU to invest Rs 11,000 cr in Karnataka

The Memorandum of Understanding was formalised during the London Roadshows, Patil, who oversees the large and medium industries and infrastructure portfolio, said in a statement.

by: Bill Williamson

Game Time in Philadelphia: Vote Looms for New 76ers Arena Near Chinatown

The mayor and labor unions say the $1.3 billion basketball arena would be an economic boost. But the city acknowledges that Chinatown could be at risk.

by: Bill Williamson

Should You Forget Nvidia and Buy 2 Other Artificial Intelligence (AI) Stocks Right Now?

by: Bill Williamson

How Trump's CIA Pick Funneled Congressional Campaign Funds To Himself And His Wife

FEC filings reveal that John Ratcliffe leveraged campaign money to cover a personal expense and direct money to his family after leaving Congress.

by: Bill Williamson

Bajaj Finance exits co-branded credit card space; ends tie-up with DBS, RBL

Bajaj Finance has decided to exit the co-branded credit card space, ending its eight-year-old tie-up with RBL Bank and its two-year partnership with DBS Bank India.

by: Bill Williamson

Use this win-win TFSA strategy before Jan. 1 to maximize earnings and grow contribution headroom

Experts say you can get even more value out of your tax-free savings account through strategic withdrawals in December.

by: Bill Williamson

U.K. farmers furious over changes they say would force many to go under

The countryside came to the capital as thousands of farmers packed into London streets around Britain's Parliament to protest changes to tax rules.

by: Bill Williamson

GOLDSTEIN: Chrystia Freeland ignores the bad vibes in our economy

While Finance Minister Chrystia Freeland insists Canada's economy is performing strongly and the fact Canadians don't appreciate this is causing a "vibecession," the actual numbers from Statistics Canada released Friday tell a different story.

by: Bill Williamson

Why TotalEnergies SE (NYSE:TTE) Is One of the Best ADR Stocks to Invest in?

We recently published a list of 12 Best ADR Stocks To Invest In According to Analysts. In this article, we are going to take a look at where TotalEnergies SE (NYSE:TTE) stands against the other best ADR stocks to invest in.

by: Bill Williamson

HK Finance Chief Expects 50% Jump in Airport Capacity by 2035

Hong Kong International Airport's handling capacity will increase 50% by 2035, Financial Secretary Paul Chan said in his weekly blog.

by: Bill Williamson

Refinancing a personal loan: Key benefits and how it works

Refinancing a personal loan involves replacing your existing loan with a new one offering better terms, such as lower interest rates, reduced EMIs, or extended repayment tenures. It's ideal for consolidating multiple loans,

Refinancing a personal loan: Key benefits and how it works

Refinancing a personal loan involves replacing your existing loan with a new one offering better terms, such as lower interest rates, reduced EMIs, or extended repayment tenures. It's ideal for consolidating multiple loans,
The article from Moneycontrol discusses the benefits and mechanics of refinancing a personal loan. Refinancing involves replacing an existing loan with a new one, typically to secure a lower interest rate, reduce monthly payments, or change loan terms. Key benefits include potential savings on interest, especially if credit scores have improved since the original loan was taken, allowing for better loan terms. It also mentions that refinancing can help consolidate debt, manage finances better by lowering monthly outgoings, and possibly switch from a variable to a fixed interest rate for more predictable payments. The process involves evaluating current loan terms, shopping for new loan offers, calculating the cost of refinancing (including any fees), and then applying for the new loan. The article advises considering the overall cost-effectiveness of refinancing, taking into account any prepayment penalties or fees associated with the existing loan, and ensuring that the new loan's terms are indeed more favorable.

Read the Full moneycontrol.com Article at:
https://www.moneycontrol.com/news/business/personal-finance/refinancing-a-personal-loan-key-benefits-and-how-it-works-12879749.html

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