Fed leaves rates unchanged. But here are changes you can make to earn more on savings or pay less on debt

Business and Finance Business and Finance

Thu, March 20, 2025

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Fed leaves rates unchanged. But here are changes .. make to earn more on savings or pay less on debt

Fed leaves rates unchanged. But here are changes you can make to earn more on savings or pay less on debt

^{Published on 2025-03-20 03:01:11 - CNN}

The Federal Reserve on Wednesday decided yet again to stand pat on interest rates. Despite the Fed's inaction, there are still opportunities to maximize the interest you earn on your savings or reduce what you pay on your debts.

The Federal Reserve has decided to keep interest rates unchanged, but there are still several strategies individuals can employ to either increase their savings returns or reduce their debt costs. For savers, the article suggests looking into high-yield savings accounts, which currently offer rates around 5% or more, significantly higher than traditional savings accounts. Another option is to invest in certificates of deposit (CDs) or money market accounts, which also provide better yields. On the debt side, the article recommends considering balance transfer credit cards that offer 0% introductory APR periods to manage or pay down existing credit card debt without accruing additional interest. Additionally, refinancing student loans or mortgages could lead to lower interest rates, reducing monthly payments or the total interest paid over time. The article also advises on the importance of reviewing and possibly consolidating debts to simplify finances and potentially secure lower rates.

Read the Full CNN Article at:
[ https://www.msn.com/en-us/money/personalfinance/fed-leaves-rates-unchanged-but-here-are-changes-you-can-make-to-earn-more-on-savings-or-pay-less-on-debt/ar-AA1BgeXf ]

N@N

Fed leaves rates unchanged. But here are changes you can make to earn more on savings or pay less on debt