Business and Finance
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Business and Finance
Source: (remove) : Mint
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Sat, March 29, 2025
[ Yesterday Afternoon ] - Mint
HDFC credit card EMI conversion: Everything you need to know about fees and rates
[ Yesterday Morning ] - Mint
Lost Wife, Money and Opportunity: Former Analyst' .. vice for Yuzvendra Chahal sparks massive backlash
Thu, March 27, 2025
[ Last Thursday ] - Mint
What happens if you default on a personal loan? Key financial and legal consequences explained
Wed, March 26, 2025
[ Last Wednesday ] - Mint
What is a pre-qualified personal loan? Benefits, limitations, and how it works
[ Last Wednesday ] - Mint
Personal loans for business: 5 crucial considerations before borrowing
Mon, March 24, 2025
[ Last Monday ] - Mint
How startups are using AI agents to scale quickly
Sun, March 23, 2025
[ Last Sunday ] - Mint
Navigating GST registration hurdles: What freelancers and small businesses should know
Fri, March 21, 2025
[ Fri, Mar 21st ] - Mint
Is pre-closing your personal loan a smart move? Pros and cons explained
Thu, March 20, 2025
[ Thu, Mar 20th ] - Mint
PayU buys 43.5% stake in payment technology firm Mindgate Solutions for undisclosed sum
[ Thu, Mar 20th ] - Mint
Co-branded credit cards vs. regular credit cards: Pros, cons, and which to choose
Sun, March 16, 2025
[ Sun, Mar 16th ] - Mint
Investing in China: The how and why of it
Fri, March 14, 2025
[ Fri, Mar 14th ] - Mint
Former L&T Finance chief Sanjay Garyali appointed CEO of microfinance lender Fusion Finance
[ Fri, Mar 14th ] - Mint
Bajaj Finserv Loan: Find the latest updates on gold loan
Tue, March 11, 2025
[ Tue, Mar 11th ] - Mint
Term loans explained: Types, benefits, and key drawbacks you should know
Mon, March 10, 2025
[ Mon, Mar 10th ] - Mint
Why do banks keep offering you credit cards? Here's the real reason
Sun, March 9, 2025
[ Sun, Mar 09th ] - Mint
The rise of 'agentic AI': Why data scientists and software developers should be worried
Thu, March 6, 2025
[ Thu, Mar 06th ] - Mint
When do you have to register for GST as a professional landlord?
Wed, March 5, 2025
[ Wed, Mar 05th ] - Mint
How Sebi's serial crackdown crimped F&O volumes and crashed broking-firm stocks
Tue, March 4, 2025
[ Tue, Mar 04th ] - Mint
How Shriram Finance streamlined its organization structure and outperformed the market
Mon, March 3, 2025
[ Mon, Mar 03rd ] - Mint
Women in India increasingly seeking credit, monitoring credit scores: Report
[ Mon, Mar 03rd ] - Mint
ITR filing 2025: How often can taxpayers switch between new and old income tax regimes?
[ Mon, Mar 03rd ] - Mint
Law changes on cards for quick CCI nod for distressed asset sales after SC order
Wed, February 19, 2025
[ Wed, Feb 19th ] - Mint
Samsung Galaxy S25 Ultra: What's new and what stands out
Tue, February 18, 2025
[ Tue, Feb 18th ] - Mint
Quality Power IPO Day 3 Highlights: Issue booked .. Check GMP, key dates, review, subscription status
Tue, February 11, 2025
[ Tue, Feb 11th ] - Mint
New Income Tax Bill 2025 Highlights: New I-T bill .. Sabha on Thursday; How will it impact taxpayers?
[ Tue, Feb 11th ] - Mint
New Income Tax Bill 2025 LIVE Updates: New I-T bi .. ok Sabha this week; How it will impact taxpayers?
Sun, February 9, 2025
[ Sun, Feb 09th ] - Mint
India vs England 2nd ODI LIVE SCORE: Rohit Sharma .. m with 100, India win by 4 wickets to seal series
Wed, February 5, 2025
[ Wed, Feb 05th ] - Mint
ITC, IndiGo to Bajaj Finance: SBI Securities picks 5 stocks to buy after Budget 2025
Sun, February 2, 2025
[ Sun, Feb 02nd ] - Mint
Income Tax Budget 2025 LIVE: How to save up to ?2.6 lakh under new tax rates?
[ Sun, Feb 02nd ] - Mint
Union Budget 2025 Highlights: Nirmala Sitharaman .. oduce IT bill next week, PM Modi congratulates FM
Sat, February 1, 2025
[ Sat, Feb 01st ] - Mint
Union Budget 2025 Highlights: From income tax bon .. consumption boost, FM's roadmap for Viksit Bharat
[ Sat, Feb 01st ] - Mint
Budget 2025 | Tax clarity for AIFs as income will now be treated as capital gains
[ Sat, Feb 01st ] - Mint
Budget 2025 | Tax relief for AIFs as income will now be treated as capital gains
Fri, January 31, 2025
[ Fri, Jan 31st ] - Mint
Budget 2025 expectations LIVE: Income Tax expecta .. ns for key sectors - what India wants from the FM
Wed, January 29, 2025
[ Wed, Jan 29th ] - Mint
Budget 2025 Expectations Highlights: Taxpayers ho .. ax relief to boost money in hand, consumer demand
Mon, January 27, 2025
[ Mon, Jan 27th ] - Mint
IDFC First Bank Q3 results 2025 out. Should you buy IDFC First Bank shares?
Sun, January 26, 2025
[ Sun, Jan 26th ] - Mint
Budget 2025 Expectations Live Updates: Companies .. rms, lower GST rates and capex allocation from FM
[ Sun, Jan 26th ] - Mint
Motilal Oswal group evaluates sale of home finance arm
[ Sun, Jan 26th ] - Mint
Republic Day 2025 LIVE: Parade to start at 10:30 .. epares for grand 'unity in diversity' celebration
Wed, January 22, 2025
[ Wed, Jan 22nd ] - Mint
Ally Offloads Credit-Card Business, $2.3 Billion Loan Portfolio
[ Wed, Jan 22nd ] - Mint
Union Budget 2025 Expectations Live Updates: Fina .. irmala Sitharaman's 8th speech highly anticipated
Mon, January 20, 2025
[ Mon, Jan 20th ] - Mint
5 worst performing stocks in the Nifty 100 in 2024
Sun, January 19, 2025
[ Sun, Jan 19th ] - Mint
Your guide to investing in the US and global stocks through the Liberalized Remittance Scheme
Mon, January 6, 2025
[ Mon, Jan 06th ] - Mint
Stocks to Watch: IndiGo, ICICI Securities, Power Grip, Capilin Point, and more
[ Mon, Jan 06th ] - Mint
Why q-commerce is driving more new-age brands to tap alternative financiers
Fri, January 3, 2025
[ Fri, Jan 03rd ] - Mint
Davin Sons Retail IPO Day 2: Subscription status, .. GMP, price band and other details about SME issue
Fri, December 27, 2024
[ Fri, Dec 27th 2024 ] - Mint
Transrail Lighting Share Price Updates: Stock clo .. below listing price, but up 28% against IPO price
Thu, December 26, 2024
[ Thu, Dec 26th 2024 ] - Mint
Can you use personal loans for wealth creation? Here are 5 different ways to do it
[ Thu, Dec 26th 2024 ] - Mint
India's self-employed: Bridging the insurance gap with tech-enabled solutions
[ Thu, Dec 26th 2024 ] - Mint
Reshaping India's Finance Ecosystem: The TransUnion CIBIL Story
Wed, December 25, 2024
[ Wed, Dec 25th 2024 ] - Mint
Alternative investment funds: Dispelling myths and unlocking potential
Tue, December 24, 2024
[ Tue, Dec 24th 2024 ] - Mint
Musk and Trump Could Delete Consumer Protections
Tue, December 17, 2024
[ Tue, Dec 17th 2024 ] - Mint
Enel India deal on the final stretch
Fri, December 13, 2024
[ Fri, Dec 13th 2024 ] - Mint
Bajaj Finance pivots to profitability with AI, scales back payments ambitions
Wed, December 11, 2024
[ Wed, Dec 11th 2024 ] - Mint
Tata Trusts continues to oppose transfer of Tata Sons shares owned by SP Group
Mon, December 9, 2024
[ Mon, Dec 09th 2024 ] - Mint
Why the coolest job in tech might actually be in a bank

HDFC credit card EMI conversion: Everything you need to know about fees and rates


Published on 2025-03-29 13:41:35 - Mint
  Print publication without navigation

  • To manage large expenses on HDFC Bank credit cards, users can convert purchases to EMIs using SmartEMI. This method has associated fees and interest rates, and timely repayments can positively affect credit scores.

The article from MSN Money discusses the HDFC Bank Credit Card EMI (Equated Monthly Installment) conversion process, detailing the fees, interest rates, and benefits associated with it. It explains that HDFC Bank allows cardholders to convert their large purchases or cash withdrawals into easy, interest-free EMIs, which can help manage finances better by spreading the cost over time. The conversion can be done for transactions above a certain threshold, typically Rs. 2,500, with a processing fee that varies based on the tenure of the EMI. Interest rates for EMI conversion are competitive, but they depend on the duration of the EMI plan chosen, with longer tenures generally attracting higher interest. The article also covers how to convert transactions into EMIs, either at the point of sale or post-purchase through the bank's online portal or customer service, and highlights the importance of understanding the terms like foreclosure charges if one decides to pay off the EMI early. Additionally, it mentions the convenience of managing EMIs through the HDFC Bank mobile app, providing cardholders with tools to track and manage their payments effectively.

Read the Full Mint Article at:
[ https://www.msn.com/en-in/money/news/hdfc-credit-card-emi-conversion-everything-you-need-to-know-about-fees-and-rates/ar-AA1BPPPZ ]