• Fri, March 21, 2025

by: Mint

Is pre-closing your personal loan a smart move? Pros and cons explained

Pre-closing a personal loan can save interest and improve credit scores, but it may involve pre-closure charges, liquidity issues, and opportunity costs. New RBI guidelines on floating-rate loan prepayment charges may offer relief going ahead.

by: Cryptopolitan

Maker RWA, BlackRock BUIDL, Ethena USDtb, and Ondo Finance TVL surpasses $4 billion

by: Fortune

DOGE's plans for social security are back door way to cut payments, experts and former official warn: 'This is the most serious threat I've ever seen to it'

Elon Musk's government efficiency team, DOGE, is taking aim at Social Security, claiming fraud while pushing controversial changes.

by: WTOP

Fuddruckers makes its Chinatown return thanks to a local entrepreneur

Fuddruckers, the burger chain that almost went out of business during the pandemic, made its return to D.C.'s Chinatown this week.

by: MoneyWeek

How to protect your pension from the chancellor's inheritance tax changes

Pension savings will form part of inheritance tax calculations from 2027 and many retirees are already taking steps to avoid charges now

by: MARCA

What does dismantling the Department of Education mean, and how does it impact student loans?

by: Variety

Vine Alternative's CEO James Moore on Village Roadshow's Bankruptcy, the Legal Fight With Warner Bros., and What's Next for the Company Behind "The Matrix' (EXCLUSIVE)

While the fate of Village Roadshow, the prominent producer and financier of films such as "The Matrix" and "Joker" which filed for Chapter 11 in the U.S. earlier this week, is up in the air, Vine Alternative Investments,

by: CCN

NatWest Is OpenAI's Third Major Banking Partner, Follows UK Bank Layoffs and Bank Closures

by: Newsweek

Democrats Face Singular Question at Voter Town Halls: Where's the Fight?

At town halls across the country, constituents have confronted Democratic lawmakers with anger at what they see as a lack of organized opposition to the Trump agenda.

by: Yahoo

Area experts walk potential first-time home buyers through the process

Mar. 21—"Every one of us works for you. If you don't like what we are doing, you can fire us." — Juli Rasmussen, Country Financial MOSES LAKE — How to facilitate a first home purchase was the topic of a seminar in Tuesday.

by: AOL

Disney investors reject anti-DEI proposal after company sheds some diversity programs

Disney becomes the fourth prominent example this year of investors pushing back against anti-DEI proposals at big American companies.

by: People

Margo Price and Husband Jeremy Ivey 'Have Somehow Beaten All the Odds': 'We Made It'

Margo Price knows that she always has a partner she can rely on in her husband, Jeremy Ivey. The renowned musician, 41, tells PEOPLE that she and Ivey, 47, whom she married in 2008, have "somehow beaten all the odds" as a couple.

by: Forbes

Trump Says Student Loans Will Be Managed By Small Business Administration, Not Education Department

P resident Donald Trump said Friday the Education Department would no longer handle the federal government's student loans, school nutrition and special needs programs,

by: MarketWatch

Trump's plan to move student loans to the Small Business Association would be 'incredibly messy,' experts warn

The move, which is likely to face legal challenges, is part of the administration's plan to shut down the Department of Education.

by: CNBC

Social Security chief reverses stance, says he won't shut agency because judge barred DOGE from records

A federal judge's order may require the agency to terminate access for all employees to its IT systems, acting commissioner Lee Dudek told Bloomberg.

by: Reuters

Chevron CEO Michael Wirth's pay rises to $32.7 million in 2024

U.S. oil major Chevron said on Friday its Chairman and Chief Executive Officer Michael Wirth was paid $32.7 million in 2024, according to a filing with the Securities and Exchange Commission.

by: Insider

5 big takeaways from Nvidia's GTC conference

If you didn't attend Nvidia's GTC conference this year, here are five big takeaways you missed, from advancements in robotics to quantum computing.

by: Moneycontrol

China's shrinking tax revenue poses challenge to economy and response to US tariffs

China's falling tax revenue is constraining its ability to manage economic challenges and respond to Trump's tariffs, as deflation, weak consumption, and a collapsing property market widen the country

by: cnbctv18

Sensex Today | Stock Market Highlights: Sensex, Nifty climb nearly 1% on fresh foreign fund inflows; extend rally to fifth day

Benchmark stock indices Sensex and Nifty surged nearly 1% on Friday (March 21), marking their fifth day of rise on the back of fresh foreign fund inflows and gains in bank stocks.

by: Reuters

J&J boosts US investments by 25% over 4 years amid looming tariff threats

Johnson & Johnson has laid out plans to raise U.S. investments by 25% to more than $55 billion over the next four years, as a threat of drug import duties by the Trump administration compels companies to expand their manufacturing operations domestically.

by: cnbctv18

Manappuram Finance shares surge over 11%, trade above Bain Capital open offer price

It must be noted that shares of Manappuram Finance are in the Futures and Options (F&O) ban, which means no new positions can be created in the stock in today's trading session.

by: Forbes

New Scams Are Out And Active. Here Are Some Ways To Stay Wary And Safe

Whether it's the latest phishing scam hitting your email or a faked video of Warren Buffett offering stock tips, someone is trying to scam you.

by: CNBC

Stock volatility poses an 'opportunity,' investment analyst says. Here's why

The U.S. stock index briefly touched correction territory last week. Investors can take advantage of such selloffs by buying stocks at a discount, financial experts say. Investors should be mindful of their overall stock/bond allocations when doing so.

by: AOL

Trump says the Small Business Administration is taking over student lending. Experts say it's illegal.

President Trump announced on Friday that he plans to move management of the federal student loan program to the Small Business Administration, a major step in his effort to dismantle and possibly shut down the Department of Education.

by: Insider

Cashing a Check Without a Bank Account: Your Options

Explore how to cash a check without a bank account using alternative methods to access your funds, from check-cashing services to retail outlets.

by: Moneycontrol

Manappuram Finance shares jump 10% to record high after Rs 4,400 crore deal with Bain Capital

The deal will be executed through a preferential allotment of equity shares (9.29 crore equity shares at Rs 236 per share) and warrants, after completion of which, Bain Capital will be classified as a joint promoter of the company.

by: Insider

MoneyLion Instacash Review 2025: Pros, Cons, and Alternatives

Read our MoneyLion Instacash review to discover how this feature provides no-interest cash advances in 2025. Explore its benefits, fees, and user experience.

by: cnbctv18

Manappuram Finance shares hit a record high after Bain Capital deal; Analysts see further upside

It must be noted that shares of Manappuram Finance are in the Futures and Options (F&O) ban, which means no new positions can be created in the stock in today's trading session.

by: AOL

Wendy's CEO on thick-cut bacon, egg prices, and AI-powered drive-throughs for 2025

Just past his one-year mark as Wendy's ( WEN) CEO, Kirk Tanner is leaning on more than square burgers to add some sizzle to the 55-year-old restaurant chain's stock price.

by: Reuters

Canada aims for free internal trade that can offset any US tariffs, Carney says

Prime Minister Mark Carney on Friday said Canada could offset the effects of any U.S. tariffs by removing internal trade barriers and that he aimed for free trade within the country by July 1, after meeting provincial and territorial leaders.

by: Reuters

Indian gold loan provider Manappuram hits record high as Bain Capital plans stake buy

Shares of India's Manappuram Finance jumped 6% on Friday after analysts said that Bain Capital's plans to buy an 18% stake and jointly control the gold loan provider will help ease its management succession plans.

by: Reuters

Argentina suspends Telecom's purchase of Telefonica unit

Argentina's presidential office on Friday said it issued a preventive measure to suspend Telecom's acquisition of Telefonica's local unit, claiming the pending merger could lead to excessive market concentration.

by: Reuters

BMO changes some mortgage rules for steel, aluminum business owners due to trade war

Canada's Bank of Montreal has changed some terms of its mortgage process for steel and aluminum business owners, a memo sent to its brokers shows, as U.S. tariffs stoke uncertainties in the industry.
  • Sat, March 22, 2025

by: WZZM13

Big Dance boosting West Michigan business, requiring more staff around the clock

Friday was busy from the lunch shift through closing, with many coming to watch the Michigan State game against Bryant University. Rosemeck said he's needed more staff on the lunch shift which is abnormal.

by: PCMag

1min.AI Is Your Creative Sidekick and It's On Sale Now

This powerful AI tool can help you write, edit, and design in seconds for the cost for a lifetime coast of $80 (that's less than one month's subscription fee elsewhere).

by: Moneycontrol

FOIR Calculation: Impact of FOIR on personal loan eligibility and tips to improve it

FOIR helps lenders assess your repayment capacity by measuring how much of your income goes toward fixed obligations. A lower FOIR increases your loan approval chances, while a higher FOIR may lead to rejection or higher interest rates.

by: Metro

How you can invest and save your money more ethically

Now more than ever, you might feel it is time to ensure your money is contributing to the future you wish to see. Do you want to see us transition to a fossil fuel-free world? Do you want to see the clean energy revolution come to life?

by: Fortune

Fired by Elon Musk's DOGE, then reinstated by a judge, thousands of federal workers are living in limbo

He had been worried for weeks that his job would be cut as part of the next round of President Donald Trump and Elon Musk's cuts to the federal workforce. The worker, who prefers to remain anonymous for fear of retribution, was constantly searching for updates on a Reddit forum for federal workers, and glued to a group chat with his coworkers.

by: Kiplinger

Planning Summer Travel? Use These Strategies

To save money on summer travel, book your tickets well ahead of time, use technology and avoid popular destinations.

by: YourStory

SheSparks 2025 brings together women at the forefront of innovation, leadership, advocacy

At SheSparks 2025, an extraordinary lineup of changemakers took the stage to address the challenges and triumphs that define women's participation in technology, entrepreneurship, healthcare, and advocacy.

by: Kiplinger

Kick the IRS to the Curb in Retirement

That 401(k) or traditional IRA you've filled with your hard-earned money could turn into a tax bomb. Before it blows, see if a Roth could help rescue you.

by: Metro

Ethical investments: How your ISA can save our planet (and it won't even you cost you anything)

If Isas allow investors to lend out money tax-free, and Manuel has chosen to lend to Salad Money, a lender that helps those with poorer credit scores to take out cheaper loans and ensures they also check for benefits they may be eligible for.

by: Kiplinger

Annuity Fees: Are You Paying Too Much?

Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?

by: Insider

Here's what the DISC personality test reveals about leading AI models like ChatGPT and Gemini

OpenAI's ChatGPT is confident and positive, but when pushed to the extreme, it can be manipulative. Google's Gemini is a good listener but might need a bit of encouragement to say what it really thinks.

by: Insider

Google says a scam network made thousands of fake businesses on Google Maps to collect and sell user data

Google said in a new complaint that a network of scammers created fake businesses on Google Maps to collect and then sell users' personal data.

by: Insider

A business owner lost a year's income in one day after DOGE cuts: 'I still choke up on my free days'

As a business owner, Brown can't get unemployment. She's working two part-time jobs to pay her bills.

by: Insider

Accenture CEO says DOGE's cost-cutting drive is hitting business, as worry spreads among staff

Accenture is one of 10 major consulting firms whose government contracts are being reviewed as Elon Musk and DOGE look to cut federal spending.

by: Insider

Apple's AI promises are coming back to haunt it

A California law firm is pursuing a class action lawsuit against Apple, claiming it falsely advertised Apple Intelligence.

Is pre-closing your personal loan a smart move? Pros and cons explained

Pre-closing a personal loan can save interest and improve credit scores, but it may involve pre-closure charges, liquidity issues, and opportunity costs. New RBI guidelines on floating-rate loan prepayment charges may offer relief going ahead.
The article from MSN discusses the considerations of pre-closing a personal loan, detailing both the advantages and disadvantages. Pros include saving on interest payments since you stop the interest from accruing on the remaining loan amount, improving your credit score by reducing your debt-to-income ratio, and gaining financial freedom by eliminating monthly loan payments. However, cons involve potential prepayment penalties or fees which could offset some of the savings, the opportunity cost of using the money to pay off the loan instead of investing it elsewhere, and the loss of tax benefits if the loan was for a purpose that allowed for tax deductions. The article advises weighing these factors against one's financial situation, future income stability, and investment opportunities before deciding to pre-close a personal loan.

Read the Full Mint Article at:
https://www.msn.com/en-in/money/news/is-pre-closing-your-personal-loan-a-smart-move-pros-and-cons-explained/ar-AA1BnEiQ

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