Citi Flex Plan: What Is It and How Does It Work?

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Wed, March 19, 2025

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[ Wed, Mar 19th ] - WOPRAI

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[ Tue, Mar 18th ] - GOBankingRates

Citi Flex Plan: What Is It and How Does It Work?

^{Published on 2025-03-18 21:40:57 - GOBankingRates}

Use precise geolocation data and actively scan device characteristics for identification. This is done to store and access information on a device and to provide personalised ads and content, ad and content measurement, audience insights and product development. List of Partners (vendors)

The Citi Flex Plan is a feature offered by Citibank that allows cardholders to finance purchases or existing balances with fixed monthly payments at a lower interest rate than their standard card rate. This plan provides flexibility in managing credit card debt by offering options like Citi Flex Pay, where users can choose to pay off a specific purchase over time, and Citi Flex Loan, which lets cardholders borrow against their credit line for a set period. Users can select from various repayment terms, typically ranging from 6 to 48 months, with the interest rate and monthly payment amount determined at the outset. This plan does not require a separate loan application, making it convenient for cardholders to manage their finances directly through their existing credit card account. However, it's worth noting that while the interest rates might be lower, they are not necessarily low, and the plan might not be available to all cardholders or for all types of purchases.

Read the Full GOBankingRates Article at:
[ https://www.msn.com/en-ca/money/personalfinance/citi-flex-plan-what-is-it-and-how-does-it-work/ar-AA1B8ETX ]

N@N

Citi Flex Plan: What Is It and How Does It Work?