Health insurance claim rejections: Here are the common mistakes you must avoid

Thu, March 27, 2025

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Health insurance claim rejections: Here are the common mistakes you must avoid

^{Published on 2025-03-27 23:00:54 - Moneycontrol}

To ensure a hassle-free claims experience, one should be transparent about one's medical history when buying a policy.

The article from Moneycontrol discusses common mistakes that lead to health insurance claim rejections and provides advice on how to avoid them. Key points include the importance of timely policy renewals to prevent coverage lapses, accurately disclosing pre-existing conditions to avoid claim denials, and understanding policy terms like waiting periods, co-payments, and sub-limits. It also highlights the necessity of submitting all required documents promptly and correctly, as missing or incorrect documentation is a frequent reason for claim rejections. Additionally, the article advises policyholders to be aware of exclusions in their insurance plans, such as non-medical expenses or treatments not covered, and to ensure that treatments are received at network hospitals to facilitate cashless claims. Lastly, it stresses the importance of transparency with insurers regarding any changes in health status or lifestyle to maintain the validity of the policy.

Read the Full Moneycontrol Article at:
[ https://www.moneycontrol.com/news/business/personal-finance/health-insurance-claim-rejections-here-are-the-common-mistakes-you-must-avoid-12977823.html ]

N@N

Health insurance claim rejections: Here are the common mistakes you must avoid