Business and Finance
Business and Finance
Mon, December 2, 2024
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Maxed out? Try these five Stealth Elf moves to take control of your credit card debt
- Some keys to climbing out of your credit card hole, writes Lesley-Anne Scorgie, is to scale back holiday shopping, focus on paying off the cards ASAP, and consider a consolidation
The article from The Star discusses strategies for managing credit card debt, particularly when one feels overwhelmed or "maxed out." It introduces the concept of "stealth elf moves," which are subtle yet effective tactics to regain control over finances. These include: 1) Negotiating with credit card companies for lower interest rates or better repayment terms. 2) Using balance transfer offers to move high-interest debt to cards with 0% introductory rates. 3) Implementing a strict budget to cut unnecessary expenses and redirect funds towards debt repayment. 4) Prioritizing high-interest debts first to minimize the total interest paid over time. 5) Seeking professional help like credit counseling or debt management plans if personal efforts aren't sufficient. The article emphasizes the importance of proactive financial management and not letting credit card debt spiral out of control.
Read the Full Toronto Star Article at:
[ https://www.thestar.com/business/personal-finance/maxed-out-try-these-five-stealth-elf-moves-to-take-control-of-your-credit-card/article_231ddaf6-acdc-11ef-8603-0b17787d1576.html ]
Read the Full Toronto Star Article at:
[ https://www.thestar.com/business/personal-finance/maxed-out-try-these-five-stealth-elf-moves-to-take-control-of-your-credit-card/article_231ddaf6-acdc-11ef-8603-0b17787d1576.html ]
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