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Sun, December 1, 2024
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Gold loans from banks surge, other personal loans see moderate rise

The article from The Economic Times discusses the significant growth in gold loans from banks in India, driven by high gold prices and increased demand for liquidity. According to the data from the Reserve Bank of India (RBI), gold loans have seen a sharp rise, with banks like HDFC Bank, ICICI Bank, and State Bank of India reporting substantial increases in their gold loan portfolios. This surge contrasts with a more moderate rise in other personal loans, which have grown at a slower pace. The article attributes the popularity of gold loans to their lower interest rates compared to unsecured personal loans, making them an attractive option for borrowers needing quick funds. Additionally, the trend reflects a broader economic behavior where individuals are leveraging their gold assets to manage financial needs amidst rising costs and economic uncertainties.

Read the Full Indiatimes Article at:
[ https://economictimes.indiatimes.com/industry/banking/finance/banking/gold-loans-from-banks-surge-other-personal-loans-see-moderate-rise/articleshow/115870652.cms ]