Ujjivan Small Finance applies for universal banking license with RBI

Business and Finance Business and Finance

Tue, February 4, 2025

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[ Tue, Feb 04th ] - ABC

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[ Tue, Feb 04th ] - cnbctv18

Ujjivan Small Finance applies for universal banking license with RBI

^{Published on 2025-02-04 04:00:49 - cnbctv18}

To qualify for a universal banking license, the bank must meet several eligibility criteria, including being listed on a recognised stock exchange, maintaining a minimum net worth of
1,000 crore, and fulfilling minimum capital requirements.

Ujjivan Small Finance Bank has applied for a universal banking license from the Reserve Bank of India (RBI), aiming to expand its scope of operations beyond the limitations set for small finance banks. The bank's CEO, Ittira Davis, mentioned that while they are currently focused on serving the underbanked and unbanked segments, the transition to a universal bank would allow them to offer a broader range of financial services. This move comes as part of Ujjivan's strategic growth plan, following its merger with Ujjivan Financial Services in 2021, which was aimed at simplifying its corporate structure and enhancing its financial stability. The application process for the license is expected to take about 12-18 months, during which Ujjivan will continue to operate under its existing small finance bank framework.

Read the Full cnbctv18 Article at:
[ https://www.cnbctv18.com/business/finance/ujjivan-small-finance-applies-for-universal-banking-license-with-rbi-19552294.htm ]

N@N

Ujjivan Small Finance applies for universal banking license with RBI