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Can you get a business credit card without a business?

The article from Yahoo Finance discusses the challenges and considerations of obtaining a business credit card without an established business. It highlights that while traditional business credit cards require an Employer Identification Number (EIN) and a business credit history, there are alternatives for those without a formal business setup. These include using personal credit cards for business expenses, which can help build business credit over time, or opting for business credit cards that accept personal credit scores for approval. The piece also mentions the importance of understanding the terms like interest rates, rewards, and potential personal liability. Additionally, it advises on the benefits of separating personal and business finances for better financial management and tax purposes, and suggests looking into cards that offer perks tailored to small business needs, even if the business is in its nascent stages or not formally registered.

Read the Full YAHOO!Finance Article at:
[ https://finance.yahoo.com/news/business-credit-card-without-business-084453619.html ]