Digitisation becomes Africa's great equaliser in financial services

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Digitisation becomes Africa's great equaliser in financial services

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Digitisation becomes Africa's great equaliser in financial services

//business-finance.news-articles.net/content/202 .. ica-s-great-equaliser-in-financial-services.html

Published in Business and Finance on Thursday, December 5th 2024 at 3:00 GMT by Bill Williamson
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

Access to financial services in Africa had for decades been defined by disparities between rural and urban areas, between men and women, between small businesses and larger enterprises. It meant that millions,

The article from IPP Media discusses how digitization is transforming financial services in Africa, acting as a great equaliser by providing access to financial tools for the unbanked and underbanked populations. It highlights that mobile money platforms like M-Pesa in Kenya have significantly increased financial inclusion, allowing people to save, borrow, and transact without traditional bank accounts. The piece notes the rapid adoption of digital financial services across the continent, driven by widespread mobile phone usage, even in remote areas. This shift is not only empowering individuals but also fostering economic growth by enabling small businesses to thrive through easier access to capital and markets. However, the article also points out challenges such as regulatory hurdles, cybersecurity concerns, and the need for digital literacy to ensure that the benefits of digitization are fully realized. Overall, digitization in Africa's financial sector is seen as a pivotal force for economic empowerment and inclusion.

Read the Full IPPMEDIA Article at:
[ https://www.ippmedia.com/the-guardian/business/read/digitisation-becomes-africas-great-equaliser-in-financial-services-2024-12-04-180126 ]