Business & Finance
Business and Finance
Business and Finance
Wed, August 12, 2009 eHealth, Inc.: Who Is the Average Uninsured American Searching for Health Insurance? -- eHealth Consumer Survey
MOUNTAIN VIEW, CA--(Marketwire - August 12, 2009) - Today, eHealth Inc. (
This survey of 1,551 consumers revealed that 38.8% are currently uninsured and of those that are uninsured, 37.9% are between the ages of 18 and 34. Among the uninsured 51.5% are employed full-time, and 60.5% work for a small or medium-sized business ( < 500 employees).
The survey of 1,551 consumers showed that the average uninsured American researching and buying individual health insurance is a single woman between the ages of 25 and 44, with a college degree and a full-time job. One third (33%) work for a small business and nearly one half (46%) earn between $30,000 and $75,000 per year.
Overall, the majority of the individuals surveyed are currently single (50.1%), college educated (60.5%), female (61.5%), and working full-time (53.6%).
This survey began in February 2009. eHealthInsurance emailed this voluntary customer survey to individuals who called eHealthInsurance's customer care center with questions about individual and family health insurance policies. The data presented in this press release and in the research summary is a subset of the full survey data. Detailed findings include the following:
Detailed income data:
Household Income (All):
- $0 to $19,999 - 13.9%
- $20,000 to $29,999 - 12.6%
- $30,000 to $39,999 - 11.7%
- $40,000 to $49,999 - 12.8%
- $50,000 to $74,999 - 20.5%
- $75,000 to $99,999 - 11.3%
- $100,000 to $149,999 - 10.5%
- $150,000 to $199,999 - 3.7%
- $200,000 or more - 3.0%
Household Income (Uninsured):
- $0 to $19,999 - 17.6%
- $20,000 to $29,999 - 16.4%
- $30,000 to $39,999 - 14.8%
- $40,000 to $49,999 - 13.0%
- $50,000 to $74,999 - 18.2%
- $75,000 to $99,999 - 6.1%
- $100,000 to $149,999 - 8.2%
- $150,000 to $199,999 - 3.6%
- $200,000 or more - 2.0%
Demographic data:
All
Gender
- Male - 38.1%
- Female - 61.9%
Age
- Under 18 - 0.6%
- 18 - 24 - 8.7%
- 25 - 34 - 20.8%
- 35 - 44 - 20.3%
- 45 - 54 - 24.2%
- 55 - 64 - 24.0%
- 65 and older - 1.4%
Marital Status:
- Single - 36%
- Married - 49.7%
- Widowed - 2.5%
- Divorced - 11.8%
Uninsured
Gender
- Male - 38.4%
- Female - 61.6%
Age
- Under 18 - 0.6%
- 18 - 24 - 12.9%
- 25 - 34 - 25.0%
- 35 - 44 - 22.0%
- 45 - 54 - 21.5%
- 55 - 64 - 16.8%
- 65 and older - 1.3%
Marital Status:
- Single - 42.0%
- Married - 44.6%
- Widowed - 2.8%
- Divorced - 10.6%
Education and employment data:
Insured
Highest level of education completed:
- Some high school - 3.5%
- Completed high school - 35.1 %
- Completed college - 41.8%
- Completed graduate school - 19.7%
Current employment status?
- Employed (Full-time) - 52.9%
- Employed (Part-time) - 17.4%
- Retired - 9.3%
- Unemployed or Not Employed - 20.4%
What size company do you work at?
- Small Business ( < 20 employees) - 31.5%
- Medium-size Business (20-500 employees) - 25.9%
- Large Company (500+ employees) - 18.0%
- I am self-employed (e.g. contractor /free lancer) - 24.6%
Uninsured
Highest level of education completed:
- Some high school - 4.9%
- Completed high school - 41.6%
- Completed college - 37.3%
- Completed graduate school - 16.2%
Current employment status?
- Employed (Full-time) - 51.5%
- Employed (Part-time) - 17.7%
- Retired - 7.1%
- Unemployed or Not Employed. - 23.7%
What size company do you work at?
- Small Business ( < 20 employees) - 33.1%
- Medium-size Business (20-500 employees) - 27.4%
- Large Company (500+ employees) -19.1%
- I am self-employed (e.g. contractor /free lancer) - 20.4%
What is the current health insurance status of the PEOPLE YOU ARE SHOPPING FOR?
- Have insurance through employer (or the employer of a family member) - 20.4%
- Have coverage through a COBRA plan - 13.5%
- Have insurance that was purchased in the private market (not through an employer or prior employer) - 24.5%
- Have coverage such as Medicare, Medicaid, or other state or federal program - 2.8% Uninsured - 38.8%
(1) Results from an ongoing survey administered from eHealthInsurance Services' customer care center. Beginning in February 2008, eHealthInsurance began emailing a voluntary survey to any customer calling in to its customer care center.
*Survey data is also available broken out by gender.
**The data presented here is a subset of the full-survey. Data here shows only the responses of those surveyed who identified themselves as uninsured and does not include data related to service and overall satisfaction.
For a complete copy of the survey and methodology:
1. Log on to [ www.ready2connect.org ]
2. Navigate to the research section.
3. Look for the "[ Individual Health Insurance Consumer Survey ]."
About eHealth, Inc.:
eHealth, Inc. (
