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When 'unretiring' isn't worth it: some low-income retirees say higher paychecks would cut their benefits

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Low-income retirees say that returning to work would mean a higher paycheck, but lower food, health, and housing benefits.
The article from MSN discusses the financial challenges faced by low-income retirees who consider returning to work. It highlights that for many, the decision to "unretire" isn't straightforward due to the potential reduction in benefits like Social Security or SNAP (Supplemental Nutrition Assistance Program). According to the article, if these retirees earn above certain income thresholds, their benefits can be significantly cut or eliminated, which might not be offset by the additional income from working. This creates a disincentive to work, as the net financial gain could be minimal or even negative after accounting for lost benefits, taxes, and work-related expenses. The piece also touches on the broader implications of this scenario, suggesting that policy changes might be necessary to encourage work among retirees without penalizing them through benefit reductions.

Read the Full MSN Article at:
[ https://www.msn.com/en-us/money/personalfinance/when-unretiring-isn-t-worth-it-some-low-income-retirees-say-higher-paychecks-would-cut-their-benefits/ar-AA1yjx9v ]