• Sun, December 15, 2024

by: Post and Courier

SC offers mortgage loans below 6%, increases down payment money for potential home buyers (copy)

South Carolina residents hoping to buy a home could now get up to $10,000 in down payment assistance that may not have to be repaid, and other help from the state's housing agency.

by: Wales Online

These are the fastest-growing 50 firms in Wales

Wales Fast Growth 50 firms collectively increased their sales by £626m from 2021-23 and created 1,400 new jobs

by: Zee Business

Max Life joins Axis to become Axis Max Life Insurance: Upholding the promise of double trust

Max Life Insurance has officially rebranded as Axis Max Life Insurance Ltd. on 13th December 2024, after receiving all required approvals.

by: Yahoo Finance

Returns From This Trio Were Lackluster in 2024. But These 3 Undervalued Stocks Are Among My Highest-Conviction Ideas for 2025

In short, 2024 was a great year to earn merely "average" stock market returns. This includes shoe company Crocs (NASDAQ: CROX), sporting goods retailer Academy Sports and Outdoors (NASDAQ: ASO), and display technology company Universal Display (NASDAQ: OLED).

by: Detroit News

What will happen to Social Security under Trump's tax plan?

"Seniors should not pay tax on Social Security," President-elect Donald Trump said on social media during his campaign in July. Currently, some people who collect Social Security owe income tax on a portion of their benefits. Trump's plans to ...

by: USA Today

The Advocate's 20 Under 40 honorees focus on education to take advantage of opportunities

There are many questions about Licking County's future amid record growth, but one answer emerges from The Advocate's 20 Under 40 honorees: Education.

by: The Motley Fool

3 Key Facts to Know About Celsius Before Buying the Stock

The stock market, as measured by the S&P 500, is having a fantastic year. As of Dec. 11, the broad index has climbed 28% in 2024, building off last year's 24% rise. Market sentiment is certainly strong as we set our sights on the calendar turning.

by: Daily Express

Urgent warning over poverty pensions after Chancellor pushes back reforms

The warning follows a decision by the Chancellor, Rachel Reeves, to push back a review and reforms of workplace pensions

by: Seattle Times

Backers of most U.S. mortgages have done little about climate risks

Fannie Mae and Freddie Mac know that floods and fires are a growing problem, but little action has yet been taken to mitigate future climate related financial risk.

by: Business Insider

Insider Today: Tech's new biggest argument

Welcome back to our Sunday edition, a roundup of some of our top stories. Bummed about your Spotify Wrapped? Maybe this explanation from a former Spotify engineer about what was different this year will help. On the agenda today: But first: Keeping track ...

by: Business Standard

2024, a rear view: Continuity with change, and change with continuity

Mint Road saw a new incumbent at the helm, followed through on its regulatory and governance initiatives even as the wait continues on a few fronts

by: Forbes

The New Era Of Top-Tier VC In 2025: 3 Key Insights For Entrepreneurs

Andreessen Horowitz is making VC funds larger and more diversified, with junior VCs investing more in higher-risk stages. Is this smarter than Benchmark's strategy?

by: The Financial Express

Pharma, FMCG, oil and gas lead hiring for AI/ML roles

Apart from sectors like automobile and banking and financial services, segments like pharma/biotech, FMCG, and oil and gas emerged as significant hirers for these profiles.

by: Business Line

Public sector banks record net profit of ?85,520 crore in first half FY2024-25

by: AOL

TKer: The price-to-earnings ratio is a very poor market-timing tool

This is on $275 earnings per share (EPS) for the year. "The quality of economic, business, consumer and job growth data from the start of the Fed's rate hike cycle in March of 2022 through the initial cuts to its benchmark interest rate in September and ...

by: The Age

The $100k loan contract between Cats legend Joel Selwood and an accused fraudster

Loan documents reveal a man now under police investigation proposed to borrow $100,000 from Selwood, who would be repaid the principal and interest of $10,000 after eight months.

by: Couriermail

'Will see a rise': Warning as bosses continue to ignore Right to Disconnect legislation

Australia's new Right to Disconnect laws have been in place for months now, but it seems many employers still aren't getting it — and its something we will likely see causing big issues in 2025.

by: Arabian Business

Emirates wins titles at World Travel Awards 2024

Emirates secured several wins at the World Travel Awards 2024, including: The airline was also recognised as "Best Airline App Worldwide" and "Best Airline App in the Middle East" at the World Travel Tech Awards 2024.

by: The New Zealand Herald

Former Blue Chip boss Mark Bryers jailed in Australia

Kiwi fraudster and former Blue Chip boss Mark Bryers has been jailed in Australia. Bryers, with construction boss George Alex, Lindsay Kirschberg, Pasquale Loccisano, and Gordon McAndrew were found guilty of conspiracy to cause loss and conspiring to deal in the proceeds of crime,

by: The Straits Times

What is it like being a young boss?

How to convince people to look past your age as a young leader? 14:53 How to inspire confidence among those you lead? 16:59 Has Qin En ever felt he has peaked early in his ca

by: CTV News

Canada Post, union make their case at labour board hearings

Canada Post says it and the union are taking part in hearings by the country's labour board on whether the two sides have reached an impasse.

by: Sydney Morning Herald

Rates in the gun in the biggest shake-up at Reserve Bank in 64 years

Treasurer Jim Chalmers' overhaul of the Reserve Bank board is complete, with six people appointed to help run the bank and set interest rates.

by: The Globe and Mail

Freeland's fall economic statement to target affordability, U.S. competition amid scrutiny over spending

Freeland has said Monday's statement will also respond to Trump's pre-emptive threat of a 25-per-cent tariff on Canadian goods without action to strengthen the border

by: bnnbloomberg

Australia Names Fry-McKibbin, Baker to RBA's Rate-Setting Board

McKibbin, who participated in the review of the central bank, and former Bendigo and Adelaide Bank CEO Marnie Baker to the Reserve Bank's new monetary policy committee.

by: moneycontrol.com

Preparing a will online? Understand the process and its pitfalls

Online wills are convenient and affordable, but may not be suitable for complex estates or unique circumstances.

by: Firstpost

Sri Lanka's Dissanayake opts India for first overseas trip, what's on agenda?

Sri Lanka's President Anura Kumara Dissanayake arrived in New Delhi on Sunday on a 3-day State visit. He has a packed schedule, unlike his last visit around 10 months ago as a delegation head of his anti-India party NPP.

by: MSN

Sri Lanka President Arrives in India, Holds Talks With Jaishankar, Sitharaman

Sri Lankan President Anura Kumara Dissanayake arrived in New Delhi on Sunday for a state visit from December 15 to December 17. The visit marks Dissanayake's first trip to India since assuming office in September.

by: moneycontrol.com

Insurance in 2024: Higher life insurance surrender values, shorter moratorium period in health insurance and more

Preeti Kulkarni is a financial journalist with over 13 years of experience. Based in Mumbai, she covers the personal finance beat for Moneycontrol. She focusses primarily on insurance, banking, taxation and financial planning Advisory Alert: It has come to ...

by: MSN

Truphie Kwaka-Sumba: A Journey of Faith, Leadership & Opportunities

Sumba, the Deputy Vice Chancellor for Finance and Administration at St. Paul's University, has a calm yet commanding presence. Her journey through business, academia, and administration is a story of resilience,

by: The Globe and Mail

Ottawa intervenes in Canada Post strike, Bank of Canada delivers a cut and the 100 most livable cities: Business and investing stories for Dec. 15

Ottawa directed the Canadian Industrial Relations Board to order striking Canada Post workers back to their jobs, and to extend their existing collective agreement until May, 2025. Labour Minister Steve MacKinnon said a federal mediator appointed by the government during the strike informed him that negotiations were going in the wrong direction,

by: Forbes

Invest Like Private Equity In 2025 And Get Paid 12.3% Annually

Scott Bessent will advocate for financial deregulation and increased lending. This will be a boon for private equity (PE) firms and business development companies (BDCs).

by: The Straits Times

Temasek Trust chair Ho Ching, OCBC chief Helen Wong among 3 S'pore women in Forbes power list

Temasek Trust chair Ho Ching took 32nd place in the latest Forbes ranking of the world's most powerful women, while OCBC chief executive Helen Wong made her debut at 59th. The third Singaporean woman in the list is Ms Jenny Lee,

by: The Motley Fool

Could MicroStrategy Be Your Ticket to Becoming a Millionaire by 2050?

But in 2020, MicroStrategy's co-founder and then-CEO Michael Saylor directed it to invest $250 million in Bitcoin ( BTC 1.30%). It has continued to buy Bitcoin over the following years, and its total holdings reached 279,420 Bitcoins this November.

by: Yahoo Finance

Meet the 3 Supercharged Growth Stocks Poised to Hit $4 Trillion by 2025, According to a Certain Wall Street Analyst

The race is on to be the first company with a $4 trillion market cap. One Wall Street analyst believes investors should look at the big picture.

by: Business Standard

IIHL's takeover of Reliance Capital set to complete by January end

With the acquisition of Reliance Capital and its subsidiaries, IIHL—which holds a stake in IndusInd Bank and is also in the process of acquiring Invesco Asset Management and Invesco Trustee—is targeting a valuation of $50 billion by 2030.

by: The Motley Fool

3 Things You Need to Know If You Buy Upstart Stock Today

Upstart makes its money by providing its software to third-party lenders, of which it has more than 100 partners today, earning fees in the process. The goal here is for the business to not be a pure-play lender, as this would resemble a traditional bank and not the technology and software enterprise that Upstart strives to be.

by: MSN

New IRS 1099-K Tax Rule: Here's What Freelancers Who Made Money on PayPal or Cash App Need to Know

If you earned over $5,000 or more in income via third-party apps, you should get a 1099-K to file with your tax return.

by: moneycontrol.com

DAM Capital sets price band at Rs 269-283 per share: Listing timeline and IPO details

The IPO is an offer-for-sale (OFS) of up to 2.97 crore shares by existing shareholders and promoters. At the upper price band, the issue size is nearly Rs 840 crore, valuing the company at a market capitalization of around Rs 2,

by: MSN

From half-pipes to high finance: What investors can learn from Tony Hawk's unexpected success and smart investments

Discover how pro skateboarder Tony Hawk's unexpected financial success through his Pro Skate video game series offers valuable lessons about the importance of humility, giving back, and the need to di

by: MSN

11 Proven Ways to Make Extra Cash Online Without Spending a Dime

Have you ever wished you could make extra money working from home? The key is to find a great way to make money online for free. Contrary to popular belief, there are plenty of legit ways to make real money online;

by: MSN

How Franchising Can Alleviate Entrepreneurial Imposter Syndrome

The franchise model can alleviate entrepreneurial imposter syndrome and provide an alternative path towards professional independence.

by: MSN

Conversation with Truphie Kwaka-Sumba: A Journey of Faith, Leadership & Opportunities

Sumba, the Deputy Vice Chancellor for Finance and Administration at St. Paul's University, has a calm yet commanding presence. Her journey through business, academia, and administration is a story of resilience,

by: MSN

Trump's Cabinet And Key Jobs: Truth Social CEO Devin Nunes, Troy Edgar And Bill White Are Latest Nominees

Nunes, chief executive of Trump-owned Truth Social, was announced as the president-elect's nominee for chairman of the President's Intelligence Advisory Board.

by: MSN

Amazon and the endangered future of the middle manager

Amazon CEO Andy Jassy delivered one of 2024's major job headlines with his five-day office mandate, but there's a bigger tech organizational shakeup at work.

by: MSN

Africa's richest city with 12,000 millionaires and the world's deepest gold mine

The city is also home to Africa's busiest airport and connects millions of people to destinations across the globe each year.

by: MSN

It's Not Just Denied Claims. Insurance Firms Are Hiring Middlemen to Deny Meds.

Amid an outpouring of frustration with for-profit health insurance sparked by the assassination of UnitedHealthcare CEO Brian Thompson on December 4, much of the media coverage has focused on the alleged shooter,

by: MSN

Possible Stock Splits in 2025: 2 Unstoppable Stocks Up 390% and 300% in 2 Years to Buy Now, According to Wall Street

A stock split can be a signal from a company's management that it expects the recent strong price performance of its stock to continue into the future. Splitting shares won't change the fundamentals of the underlying business,

by: MSN

Here Are My Top 3 Artificial Intelligence (AI) Stocks to Buy Hand Over Fist in 2025. Hint: Nvidia's Not on the List.

Artificial intelligence (AI) should remain as a top opportunity for investors in 2025, but there are plenty of opportunities beyond Nvidia.

SC offers mortgage loans below 6%, increases down payment money for potential home buyers (copy)

South Carolina residents hoping to buy a home could now get up to $10,000 in down payment assistance that may not have to be repaid, and other help from the state's housing agency.
The article from The Post and Courier discusses the challenges of homeownership in South Carolina, particularly focusing on the financial hurdles related to down payments. It highlights that the state's housing market has seen significant price increases, making it tougher for first-time buyers to enter the market. To address this, various programs are available to assist potential homeowners. The South Carolina Housing Finance and Development Authority (SCHFDA) offers down payment assistance through programs like the Palmetto Home Advantage, which provides up to $10,000 in forgivable loans for down payments and closing costs. Additionally, there are federal programs like FHA loans, USDA loans for rural areas, and VA loans for veterans, which also help reduce the upfront costs of buying a home. The article also mentions local initiatives and non-profit organizations that provide grants or low-interest loans to help with down payments, emphasizing the importance of these aids in making homeownership more accessible in the state.

Read the Full Post and Courier Article at:
https://www.postandcourier.com/business/south-carolina-home-down-payment-money/article_ae51aa96-b991-11ef-87e7-f3d606026919.html

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