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Nearly half of US teens are online 'constantly,' Pew report finds

The article from The Boston Globe discusses a recent study by Pew Research Center and Brandeis University, which highlights the persistent racial disparities in housing loan approvals. Despite efforts to address these issues, the research shows that Black and Hispanic applicants are still significantly less likely to be approved for home loans compared to their white counterparts. The study points to systemic biases in the lending process, including algorithmic biases in automated underwriting systems, and the lingering effects of historical redlining practices. It also notes that even when controlling for factors like income, credit score, and debt-to-income ratio, the gap in approval rates remains stark. The findings have reignited discussions on fair lending practices and the need for more robust regulatory oversight to ensure equitable access to homeownership.

Read the Full The Boston Globe Article at:
[ https://www.bostonglobe.com/2024/12/12/business/pew-brandeis-housing-loans-talking-points/ ]