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Santander, Barclays, TSB and Halifax cut home loan rates ahead of Stamp Duty crunch

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Santander, Barclays, TSB and the Halifax are reducing rates on new deals after some others cut the cost of new home loans earlier this week
The article from Express.co.uk discusses the current state of the UK housing market, focusing on the implications of stamp duty and mortgage rates. It highlights that despite a slight decrease in house prices, the cost of buying a home remains high due to elevated mortgage rates and the stamp duty threshold remaining unchanged. The article mentions that Santander, Barclays, TSB, and Halifax are among the banks offering various mortgage deals, but the overall affordability of homes is still a concern for many potential buyers. It also notes that the government has not adjusted the stamp duty threshold, which continues to impact first-time buyers and those looking to move. The piece includes insights from experts suggesting that while there might be some relief in terms of price drops, the combination of high borrowing costs and stamp duty makes homeownership less attainable for many.

Read the Full Daily Express Article at:
[ https://www.express.co.uk/finance/personalfinance/1988276/santander-barclays-tsb-halifax-home-loan-stamp-duty ]