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"Cash stuffing" is the TikTok update to grandma's budgeting

Cash stuffers post videos of perfectly manicured nails delicately organizing their bills, almost like an unboxing video for their paycheck.
The article from Marketplace discusses the trend of "cash stuffing," a budgeting method popularized on TikTok and YouTube, where individuals allocate cash into envelopes for different spending categories to manage their finances more tangibly. This method, which has roots in the Great Depression, has seen a resurgence as people seek to control their spending in an increasingly digital world. The trend has not only caught on with younger audiences but has also led to the creation of related products like decorative envelopes and budgeting kits. Financial experts note that while cash stuffing can be effective for those who struggle with overspending digitally, it might not be the best approach for everyone, particularly in terms of missing out on credit card rewards or the convenience of digital transactions. However, for many, the physical act of handling money helps in visualizing and controlling their budget, making it a popular choice for personal finance management.

Read the Full Marketplace Article at:
[ https://www.marketplace.org/2024/12/30/cash-stuffing-tiktok-budgeting-money-youtube-savings-personal-finance/ ]