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When is it time to open a small business bank account?
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When is it time to open a small business bank account?

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If you're moving any money in or out of your small business, opening a dedicated business bank account is a good idea. Here's the when, why, and how.
Opening a small business bank account is crucial for managing business finances effectively, and the ideal time to do so is when your business starts generating revenue or when you begin to separate personal and business expenses. A business bank account helps in organizing finances, tracking expenses, and preparing for tax season, while also offering benefits like merchant services, business credit cards, and loans. To open an account, you'll need an EIN or SSN, your business license, and possibly a DBA if your business operates under a different name. Choosing the right bank involves considering factors such as fees, minimum balance requirements, and additional services that cater to your business needs.

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