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Why Banks May Not Be Your Small Business's Best Bet For Finance

Looking for funding for business growth? As the private credit market expands, maybe a challenger bank or fintech lender is now the best option for your business
The article by David Prosser on Forbes, published on May 8, 2025, discusses why banks may not be the best option for small businesses seeking finance. It highlights that traditional banks often have stringent lending criteria, which can be challenging for small businesses to meet, especially those with limited trading history or collateral. The article points out that alternative financing options, such as online lenders, crowdfunding, and peer-to-peer lending, offer more flexible terms and quicker access to funds. These alternatives are increasingly popular among small business owners who find banks' processes slow and cumbersome. Additionally, the piece notes that banks are shifting their focus towards larger, more established companies, further reducing their appeal to small businesses.

Read the Full Forbes Article at:
[ https://www.forbes.com/sites/davidprosser/2025/05/08/why-banks-may-not-be-your-small-businesss-best-bet-for-finance/ ]