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How Much Does Being Rich Matter in Retirement?

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After a certain point, having more money in retirement won't make you any happier, new research shows. Instead, physical health, a sense of purpose, and a minimal amount of non-mortgage debt are more relevant.
The article from Kiplinger discusses the role of wealth in achieving a happy retirement, emphasizing that while financial security is important, it's not the sole determinant of happiness in one's later years. It highlights that having enough money to cover essentials and some comforts can reduce stress, but beyond a certain point, additional wealth does not significantly increase happiness. The piece points out that factors like health, relationships, purpose, and community engagement play crucial roles in retirement satisfaction. It references studies showing that retirees often find more joy in non-materialistic pursuits like volunteering, hobbies, and spending time with loved ones. The article also touches on the psychological aspect, noting that one's attitude towards money and life, rather than the amount of money itself, greatly influences happiness. It concludes by suggesting that planning for retirement should include not just financial strategies but also lifestyle choices that foster well-being and fulfillment.

Read the Full Kiplinger Article at:
[ https://www.kiplinger.com/retirement/happy-retirement/how-much-does-being-rich-matter-in-retirement ]