by: AOL
I asked a millennial, Gen Xer and baby boomer for their best money tips for young people today
by: MSN
by: MSN
by: MSN
Top 5 government loan schemes for business owners in 2025

- Pradhan Mantri Mudra Yojana (PMMY) - This scheme provides loans up to ₹10 lakh to micro and small enterprises without the need for collateral, categorized into Shishu, Kishore, and Tarun based on the loan amount.
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) - It offers credit guarantee cover to banks and financial institutions for loans up to ₹2 crore, reducing the risk for lenders and encouraging them to lend to small businesses.
- Stand-Up India Scheme - Aimed at promoting entrepreneurship among women, SC/ST communities, and economically disadvantaged sections, it facilitates loans between ₹10 lakh to ₹100 lakh for setting up new enterprises.
- Startup India Initiative - This initiative provides tax benefits, easier compliance, and funding support through the Fund of Funds for Startups (FFS) and the Startup India Seed Fund Scheme, targeting innovation and startup culture.
- Emergency Credit Line Guarantee Scheme (ECLGS) - Although initially introduced as a response to the economic impact of the COVID-19, it continues to offer additional credit to businesses, particularly MSMEs, to help them manage liquidity and operational costs.
Read the Full MSN Article at:
https://www.msn.com/en-in/money/general/top-5-government-loan-schemes-for-business-owners-in-2025/ar-AA1x1vCX
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