• Mon, January 6, 2025

by: Kiplinger

The Pros and Cons of Investing in Private Debt

One standout is Ares Capital Corp. ( ARCC ). As the nation's largest BDC, it has lent money to or invested in 535 private companies. One-fourth of the BDC's approximately $26 billion in assets are invested in software or technology services firms; another fourth of the portfolio is allocated to health care and commercial services companies.

by: Law

Legal Finance at 15: Research Reveals What's Fueling Growth and What's Next

The author writes "Since its founding in October 2009, Burford has witnessed—and contributed to—significant changes in the business of law. Once niche, legal finance is now a critical tool for businesses and law firms across the globe,

by: cnbctv18

M&M Finance in the process of restructuring its housing arm: Moneycontrol

The new leadership at the parent company is clear that the mortgage business has to move out of the affordable homes segment in order to pare its bad loans book.

by: AOL

Qualcomm reveals Snapdragon X chip for AI PCs, new desktop system at CES 2025

Qualcomm is lining up the Snapdragon X against Intel's ( INTC) Core 5 120U processor, which is also used to power mid-range PCs. Overall, the company says its Snapdragon X offers better performance per watt than the competing Intel chip and is better suited for AI tasks.

by: BBC

Who might replace Trudeau as Liberal Party leader?

Cabinet ministers, a former central banker and a one-time provincial premier are all reportedly eyeing the top job.

by: Lifehacker

10 Podcasts That Will Help You Be Better With Money in 2025

These are best money and personal finance podcasts to help you learn about how money works, make a budget and get a hold of your finances in 2025.

by: nftevening

2025 Crypto Alert: Next Crypto Bull Run Could See DEBO Skyrocketing!

As we are in the New Year, investors are anticipating the Next Crypto Bull Run, a period of explosive growth that could unlock immense gains. With the market showing signs of revival, it's the perfect time to explore cryptocurrencies that have the potential to deliver life-changing returns.

by: Timmins

Justin Trudeau to resign: What happens next?

OTTAWA - Prime Minister Justin Trudeau announced Monday that he will resign after a new Liberal Party leader is chosen and that Parliament is prorogued until March 24.

by: MSN

Why Singapore now has a delicate balance of power amongst office landlords and tenants

by: Reuters

Trump denies report that his team is eyeing pared-back tariffs

U.S. President-elect Donald Trump on Monday denied a newspaper report that said his aides were exploring tariff plans that would only cover critical imports, deepening uncertainty among business leaders about future U.

by: Mint

Stocks to Watch: IndiGo, ICICI Securities, Power Grip, Capilin Point, and more

Here's a quick look at stocks likely to be in focus in today's trade. IndiGo: India's largest airline, IndiGo, disclosed receiving an order from the Principal Commissioner of Customs, Air Cargo Complex (Import),

by: Forbes

7 Leaders Predict Small Business Trends For 2025

We've tapped into the expertise of seasoned small business leaders to learn about the biggest trends of 2025 as well as actionable insights for the coming year.

by: Mint

Why q-commerce is driving more new-age brands to tap alternative financiers

From beauty to fashion, consumer startups are seeking easy debt to expand inventory and facilitate marketing for quick commerce.

by: MSN

Apollo, BC Partners Near Deal for $5.6 Billion GFL Environmental Services Unit

A consortium backed by Apollo Global Management Inc. and BC Partners is close to acquiring a controlling stake in GFL Environmental Inc.'s environmental services unit, in a deal that could value the business at about C$8 billion ($5.

by: AOL

HR executives from Google Cloud, EY, and Salesforce weigh in on AI predictions for 2025

About 38% of HR leaders are piloting, planning implementation, or have already implemented GenAI, according to a January 2024 report from Gartner, a consulting firm. That's a far cry from just six months earlier, when only 19% of HR chiefs were engaging with the tech, according to a June 2023 Gartner study.

by: AOL

I asked a millennial, Gen Xer and baby boomer for their best money tips for young people today

To tap into generational wisdom, I asked millennial, Gen X and baby boomer financial experts about their early 20s and how the economic landscape resembled or differed from today's. I also asked, "If you were sitting across from a 20-something, what top money tips would you give?" Here's what they had to say.

by: MSN

Raising Capital? Follow These 3 Rules for Building Strategic Investor Partnerships

To grow your business, it's essential to train your fundraising efforts on building partnerships, not just securing investments. When I'm searching for partners, I follow these three rules to keep my focus on what's best for my company's long-term success.

by: MSN

India ranks above global average in speaking English, Delhi leads chart: Pearson report

India's English speaking proficiency is above the global average. Delhi leads in English speaking scores, followed by Rajasthan and Punjab. The finance and banking sector has the highest score, while healthcare has the lowest.

by: MSN

Economy Minister: They said no one would invest in country at war. They were wrong

In early 2022, the Ukrainian team of an Austrian wood processing company held a meeting in a bomb shelter during an air raid alert. Despite a Russian strike nearby, their focus wasn't on relocation but on building a new logistics center in the country.

by: MSN

All eyes in Ottawa are on Trudeau's political future

Monday could mark a historic week in Canadian politics if the growing chorus calling for the resignation of Prime Minister Justin Trudeau gets its way.

by: MSN

Can "Magnificent Seven" ETFs Retain Their Glory in 2025?

Apple AAPL, Alphabet (GOOGL, GOOG), Microsoft MSFT, Amazon AMZN, Meta META, Tesla TSLA, and NVIDIA NVDA — were on a spectacular ride in 2024 and drove much of the year's broader market gains. Notably,

by: MSN

7 Entrepreneurs Predict Small Business Trends for 2025

With innovative ways to build businesses, more strategies for offering hyper-personalized customer experiences, advancements in technology (AI alone is significantly transformative), and fresh approaches to marketing,

by: MSN

MoonPay and 4 other exchanges have been awarded MiCA licenses

by: MSN

'I could see the chaos filtering down': Former Boeing staffer blows whistle on planemaker's practices

Former Boeing staffer blows whistle on planemaker's practices - 'I wondered what was going on and why we were accepting substandard, incomplete work,' says Douglas Dorsey, a former manufacturing engin

by: MSN

AMFI puts 13 proposals from mutual fund industry for Union Budget 2025

The Association of Mutual Funds (AMFI) has released a document with 13 proposals from the mutual fund industry to the finance ministry for the upcoming Union Budget 2025.

by: MSN

Thanks to AI Demand, Analysts are Doubling Down on These 2 Utility Stocks for 2025

Historically, utility stocks have been safe havens for investors looking for consistent quarterly dividends and a buffer against economic downturns. Even during economic hardship, consumers typically pay their electricity bills.

by: MSN

New $10 billion coalition aims to protect crucial resource: '[It] functions as our planet's central nervous system'

"Brazil has the potential to be a leader in this sector." New $10 billion coalition aims to protect crucial resource: '[It] functions as our planet's central nervous system' first appeared on The Cool Down.

by: MSN

Is Wells Fargo & Co. (NYSE:WFC) Among Israel Englander's Top Stock Picks Heading Into 2025?

We recently compiled a list of the Billionaire Israel Englander's Top 10 Stock Picks Heading Into 2025. In this article, we are going to take a look at where Wells Fargo & Co. (NYSE:WFC) stands against the other stock picks.

by: MSN

Barnes & Noble boss is planning to open about 60 new stores in the US

James Daunt, a Brit who is also CEO of Waterstones in the UK, says a listing of the combined bookseller group could be on the cards.

by: MSN

Bayer attacked bureaucracy by firing some 5,000 managers and asking teams to 'self-organize.' Here's how it's going after one year

Whether ahead of their time, truly bizarre, or just plain doomed, it's certainly interesting to see companies go completely off-script. (The Zappos experiment with "Holocracy" memorably comes to mind.

by: MSN

Japan's service activity expands for second straight month

Japan's service sector activity expanded in December, driven by strong demand and continued business growth, according to the final au Jibun Bank Services PMI by S&P Global Market Intelligence. The PMI rose to 50.

by: MSN

The economic consequences of Trump 2.0

Trump's "populist" agenda is a failure foretold. Trump inherits a strong economy, but his signature policies will do almost nothing positive for less educated workers or significantly improve the lives of most other Americans.
  • Tue, January 7, 2025

by: whmi

Cleary Names Four New Executive Leaders To Board Of Trustees

Jessica Mathews / news@whmi.com Cleary University in Genoa Township is welcoming four new members to its Board of Trustees Those new members - pictured left to right, top to botto

by: MoneyWeek

How investors are protecting themselves from increased capital gains tax

With capital gains tax increasing since the Autumn Budget, investors are turning to tax wrappers like SIPPs and ISAs to shield their wealth

by: CIO

Battle bots: RPA and agentic AI

Understanding the differences between RPA and agentic AI — as well as how they complement each other — can unlock major automation benefits.

by: Kiplinger

Why Small Business in 2025 Should Have You Excited

A unique combination of consumer support, technological advancements and a growing ecosystem of resources make it an extraordinary time to launch or expand your business.

by: AgWeb

One Company's Unique Way To Defer Capital Gains Tax

Farmers First Trust uses a specific transaction process that can help farmers sell the family operation without the immediate tax burden.

by: Forbes

How To Start An AI Company: 10 Key Challenges To Overcome

Despite these hurdles, the potential to revolutionize industries and create groundbreaking opportunities is immense.

by: Reuters

US adds Tencent, CATL to list of Chinese firms allegedly aiding Beijing's military

The U.S. Defense Department said on Monday it has added Chinese tech giant Tencent Holdings and battery maker CATL to a list of companies it says work with China's military, in a move set to escalate U.

by: Forbes

Unlocking Growth: How To Support Small-Business Owners In 2025

Despite this environment, small-business owners continue to be resilient, approaching the new year with a sense of optimism.

by: Forbes

New EU Rules Could Threaten Your Security - What You Need To Know

The FATF Travel Rule, now extended to bitcoin, requires KYC data sharing, raising concerns about privacy, financial freedom, and individual security.

by: MSN

Even With an Office Glut, Firms Can't Find the Kind of Space They Want

More recently, big firms in technology, finance, transportation and entertainment are telling their employees they need to be in the office more often, in some cases five days a w

by: MSN

Capricorn Daily Horoscope Today (Dec 22-Jan19), January 7, 2025: Sweetness will prevail!

Capricorn Money Horoscope Today Your performance in career and business will remain strong. Business activities will gain momentum. The financial aspect will strengthen. Plans will gain speed. Capricorn Career Horoscope Today Desired success will be achieved.

by: MSN

Is Coors Field the model for publicly financed stadium success? How the Monforts struck gold in LoDo.

For nearly a century, Colorado's Monfort family has cashed in on the right idea at the right time and place. So it is with Coors Field, a publicly funded stadium that became a gold mine for one of the state's most famous families.

by: MSN

The Populist Vying to Lead Canada and End a Decade of Liberalism

Pierre Poilievre rode a wave of discontent with Covid policies, putting him on the cusp of becoming prime minister.

by: MSN

Economist says Biden's offshore oil, gas drilling ban seems 'spiteful'

EJ Heritage Foundation public finance economist EJ Antoni discusses Congress' reconciliation bill, Biden's executive action on oil and gas drilling in offshore waters and unemployment numbers in the U.

by: MSN

Political rivals, colleagues and potential successors react to Trudeau's resignation

Political rivals, colleagues, business leaders and potential Liberal leadership candidates reacted to Prime Minister Justin Trudeau's resignation announcement Monday with a mix of criticism over his record and appreciation for his years of public service.

by: MSN

Best Cryptos to Buy and Hold in January 2025: 5 Coins Every Smart Investor Should Choose

As we head into January 2025, the crypto market is buzzing with energy. The search for the best cryptos to buy and hold in January 2025 is in full swing, with investors scouring for projects that promise not just stability but also exponential growth.

The Pros and Cons of Investing in Private Debt

One standout is Ares Capital Corp. ( ARCC ). As the nation's largest BDC, it has lent money to or invested in 535 private companies. One-fourth of the BDC's approximately $26 billion in assets are invested in software or technology services firms; another fourth of the portfolio is allocated to health care and commercial services companies.
The article from Kiplinger discusses the pros and cons of investing in private debt, which includes loans made by non-bank institutions to companies or individuals. Pros include potentially higher yields than traditional fixed-income investments due to the riskier nature of the borrowers, diversification away from public markets, and the ability to negotiate terms directly with borrowers. Private debt can also offer floating interest rates, which can be beneficial in a rising rate environment. However, cons are significant: private debt investments often lack liquidity, meaning they can be hard to sell quickly. They also carry higher credit risk, as these loans are typically made to borrowers who might not qualify for bank loans, increasing the chance of default. Additionally, there's less transparency and regulatory oversight compared to public markets, which can lead to higher due diligence costs and complexity in understanding the investment's true risk. The article also notes that while private debt can be part of a diversified portfolio, it requires a thorough understanding of the underlying credit, legal structures, and the economic environment.

Read the Full Kiplinger Article at:
https://www.kiplinger.com/investing/pros-and-cons-of-investing-in-private-debt

Like: 👍