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County Bank Automates Small Business Lending with Cypress Software s BizMark System

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^{Published in Business and Finance on Tuesday, December 9th 2008 at 12:59 GMT by Market Wire}  

NORTH RICHLAND HILLS, Texas--([ BUSINESS WIRE ])--County Bank, a subsidiary of Capital Corp of the West (NASDAQ: CCOW), has chosen Cypress Software Systems LP's BizMark software to automate the bank's small business lending operations.

The Merced, Calif.-based institution and Cypress installed BizMark this summer, creating a centralized small business loan underwriting and decisioning process for County Bank's 39 branches across California.

"As an existing user of Cypress' Mark IV consumer lending system, we knew that they traditionally develop user-friendly technology that is supported by an excellent help desk staff," said Annemarie Brans, consumer loan services coordinator at County Bank. "When we began looking at small business lending software, Cypress was one of our first stops. Holding true to form, Cypress' BizMark product delivered smooth, efficient workflow that we know will help us increase our small business lending efficiency and bring added consistency to our underwriting."

Cypress' BizMark software automates the small business loan application and decisioning process. With BizMark, lenders can efficiently handle a variety of small business loan products, including commercial credit requests for lines of credit, term loans, corporate leases and corporate credit cards. The software gathers principal and financial statement data; retrieves and interprets consumer and business credit reports; performs ratio analysis; scores the results; and delivers a timely decision to the underwriter or relationship manager.

"County Bank has been a long-standing client and partner of Cypress, and we're looking forward to our expanded relationship," said Stephen G. Sargent, president and chief executive officer of Cypress Software Systems. "BizMark will help County Bank loan officers and underwriters easily manage multiple small business credit requests and return quick, quality decisions – which ultimately increases customer service."

About County Bank and Capital Corp of the West

Capital Corp of the West, a bank holding company established November 1, 1995, is the parent company of County Bank, which has more than 30 years of service as "Central California's Community Bank." County Bank currently has $1.3 billion in assets with 39 branch offices serving 13 counties in California. Its primary concentration is in California's Central Valley. As of the latest FDIC data, County Bank has a 7.29 percent market share in the six Central California counties in which it has a significant retail branch presence, ranking County Bank fifth out of 41 financial institutions in that market area. For more information, visit [ www.countybank.com ] or [ www.ccow.com ].

About Cypress Software Systems

Headquartered in North Richland Hills, Texas, USA, Cypress Software Systems, LP is a leading developer of automated credit application decision support technology. Cypress provides community and regional banks, finance companies and credit unions with loan application decision and tracking tools equivalent to those used by the largest national lending institutions. Clients, nationwide and in 16 countries, use the company's flagship products, Mark IV and BizMark, to quickly and consistently process consumer and small commercial loan applications. Cypress Mark IV offers a flexible, risk-based processing approach that includes tracking consumer loan applications from point of entry to point of decision. Cypress' BizMark loan automation software processes commercial loan requests within a customer relationship management environment. Both products may be licensed in the bundled Cypress Suite and are offered in either an application service provider (ASP) or traditional business model. The company's product line also includes AppMark, an ASP-only consumer lending solution for community banks with assets of $250 million or less. Web Site: [ www.go-cypress.com ].