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Philip R. Johnson, Bank Credit Expert, Joins Pacific Coast National Bank


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SAN CLEMENTE, Calif.--([ BUSINESS WIRE ])--Pacific Coast National Bank (PCNB) (OTCBB:PCST) announces the appointment of Philip R. Johnson as Senior Vice President/Credit Administrator, effective November 17, 2008.

"We are very pleased to have Phil join the PCNB team," states Dave Adams, EVP/Chief Lending Officer. "Phil's vast knowledge of lending, coupled with his work ethic and integrity, will add considerable value to the bank. We look forward to his input and leadership as the bank continues to grow and serve our Orange and San Diego County markets."

Most recently Mr. Johnson served as Senior Portfolio Manager and Senior Lender in Vineyard Bank's Irvine Income Property Lending Unit, where he was responsible for a $300 Million loan portfolio.

Mr. Johnson brings to Pacific Coast National Bank over 30 years of experience in credit review, business development, real estate underwriting, and portfolio management. He has held senior lending positions with banks ranging from HSBC and First Interstate Bank of California, to community banks such as Sunwest Bank, Monarch Bank, and Hawthorne Savings.

Mr. Johnson earned his Masters Degree in Real Estate Investment Analysis from the University of Wisconsin and graduated from Indiana University with a Bachelor of Science degree in Real Estate.

PCNB, Advisors & Bankers to Family-Owned Businesses, specializes in helping business owners grow their businesses and personal net worth. Clients always have full access to senior management, the bank's full-service branches, free courier services, an extensive ATM network, and much more. For further information please visit [ http://www.PacificCoastNationalBank.com ].


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