HDFC credit card EMI conversion: Everything you need to know about fees and rates

Show Business and Finance Publications

Sun, March 30, 2025

[ Sun, Mar 30th ]: GOBankingRates

Will the US Implement a Caregiver Tax Credit? Experts Explain

[ Sun, Mar 30th ]: Week99er

Top Layer 1 Crypto Project Set to Explode in 2025: Don't Miss These 5 Next Big Breakthroughs

[ Sun, Mar 30th ]: HuffPost

I Just Lost My Job Because I'm An American

[ Sun, Mar 30th ]: News18

Bank Holiday In April 2025: Banks To Be Closed Up To 15 Days Next Month, Check State-Wise List

[ Sun, Mar 30th ]: Entrepreneur

AI in BFSI - Readiness, Risk and Rewards

[ Sun, Mar 30th ]: CNBC

The best online will-makers of 2025

[ Sun, Mar 30th ]: MyChesCo

TEN Holdings Reports 2024 Financial Results and Strategic Developments

[ Sun, Mar 30th ]: TechRadar

World Backup Day 2025: All the news, updates and advice from our experts

[ Sun, Mar 30th ]: Quartz

Trump's new tariffs, the Fed's Powell speaks, and .. s numbers: What to watch in the markets this week

[ Sun, Mar 30th ]: Newsweek

The Texas Business Boom

[ Sun, Mar 30th ]: Kiplinger

Estate Planning When You Have International Assets

[ Sun, Mar 30th ]: Insider

It's about to get easier and cheaper for wealthy .. to New Zealand. Americans are the most intrigued.

[ Sun, Mar 30th ]: PCWorld

Your all-in-one solution for website building, project management, and invoicing has arrived

[ Sun, Mar 30th ]: Yahoo

Hochul won't budge on NYC congestion pricing. What are the fiscal implications? | Opinion

[ Sun, Mar 30th ]: Cryptopolitan

MARA Holdings announces $2B stock offering to buy more Bitcoin

[ Sun, Mar 30th ]: jacobin

Silicon Valley vs. San Francisco Socialists

[ Sun, Mar 30th ]: Reuters

Glass Lewis recommends voting against CEO pay at Goldman Sachs

[ Sun, Mar 30th ]: inc42

How BharatPe Went From INR 5,000 Cr Loss To Break-Even

[ Sun, Mar 30th ]: iDiva

OTT Releases In April 2025: 15 New Films & Web Shows Releasing On Netflix, JioHotstar & More

Sat, March 29, 2025

[ Sat, Mar 29th ]: NewsWire

'Taking the p***': Albo's big supermarket call

[ Sat, Mar 29th ]: Week99er

Top AI Cryptos to Invest in for 2025? Meet the 5 Game Changers You Shouldn't Miss

[ Sat, Mar 29th ]: BBC

Introducing The Interview podcast

[ Sat, Mar 29th ]: Fortune

Some US oil executives see disaster in Trump's ag .. aby, drill' as a 'myth and populist rallying cry'

[ Sat, Mar 29th ]: cnbctv18

View | India's CBDC Journey: Lessons from global .. cks and why it still has the potential to succeed

[ Sat, Mar 29th ]: TheStreet

Six Reasons Businesses Need Buy-Sell Agreement

[ Sat, Mar 29th ]: Bloomberg

Xi Woos Global Business Leaders as Trump Escalates Trade War

[ Sat, Mar 29th ]: Quartz

Target slashes bonuses, Walmart holds the eggs, and cheaper Wegovy: Business news roundup

[ Sat, Mar 29th ]: Hespress

Moroccan-British Friendship and Cooperation Celebrated during Iftar in London

[ Sat, Mar 29th ]: NDTV

Bihar Board Result 2025: How To Choose Best Career Path After Class 10

[ Sat, Mar 29th ]: TechCrunch

Here are Africa's biggest startups based on valuation

[ Sat, Mar 29th ]: MLive

Boom to bust: The rise and fall of Michigan's hemp farming program

[ Sat, Mar 29th ]: WCTV

Spark Thomasville helps entrepreneurs ignite their business

[ Sat, Mar 29th ]: inc42

How 9AI Is Automating Workflows For Indian Enterprises

[ Sat, Mar 29th ]: Mint

Lost Wife, Money and Opportunity: Former Analyst' .. vice for Yuzvendra Chahal sparks massive backlash

[ Sat, Mar 29th ]: Kiplinger

Should You Start a Business in Retirement? Here's What You Need to Know

[ Sat, Mar 29th ]: Euronews

Tariffs and defence spending: S&P Global slashes eurozone and UK growth forecast

[ Sat, Mar 29th ]: Insider

I'm a federal worker who returned to the office. .. ed, and the people I work with aren't even there.

[ Sat, Mar 29th ]: Yahoo

Congressional ethics report: Cory Mills potentially violated federal law, house rules

[ Sat, Mar 29th ]: GOBankingRates

5 Genius Things Millennials Do With Their Paychecks

[ Sat, Mar 29th ]: YourStory

7 Timeless lessons from Same as Ever by Morgan Housel

[ Sat, Mar 29th ]: Forbes

The B-School Paradox: Is Entrepreneurship Really A '20-Worst' Major?

[ Sat, Mar 29th ]: TipRanks

Smithfield Foods' Earnings Call Highlights Profitability and Growth

[ Sat, Mar 29th ]: CNBC

Bangkok declares 'disaster zone', at least 144 reported dead in Myanmar after earthquake

[ Sat, Mar 29th ]: Investopedia

WR Berkley Stock Surges to Record High as Japan's MSI Plans to Take 15% Stake

[ Sat, Mar 29th ]: GhanaWeb

World Bank Group launches Business Ready Report in Ghana

[ Sat, Mar 29th ]: Reuters

Italy business and consumer morale slump in March as outlook worsens

[ Sat, Mar 29th ]: Benzinga

Why CareTrust, Genuine Parts, And Hess Midstream Are Winners For Passive Income

Fri, March 28, 2025

[ Fri, Mar 28th ]: Reuters

India's Ambuja Cements reassigns Ajay Kapur as ma .. aging director, appoints finance chief as new CEO

HDFC credit card EMI conversion: Everything you need to know about fees and rates

//business-finance.news-articles.net/content/202 .. thing-you-need-to-know-about-fees-and-rates.html

Published in Business and Finance on Saturday, March 29th 2025 at 13:41 GMT by Mint
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

To manage large expenses on HDFC Bank credit cards, users can convert purchases to EMIs using SmartEMI. This method has associated fees and interest rates, and timely repayments can positively affect credit scores.

The article from MSN Money discusses the HDFC Bank Credit Card EMI (Equated Monthly Installment) conversion process, detailing the fees, interest rates, and benefits associated with it. It explains that HDFC Bank allows cardholders to convert their large purchases or cash withdrawals into easy, interest-free EMIs, which can help manage finances better by spreading the cost over time. The conversion can be done for transactions above a certain threshold, typically Rs. 2,500, with a processing fee that varies based on the tenure of the EMI. Interest rates for EMI conversion are competitive, but they depend on the duration of the EMI plan chosen, with longer tenures generally attracting higher interest. The article also covers how to convert transactions into EMIs, either at the point of sale or post-purchase through the bank's online portal or customer service, and highlights the importance of understanding the terms like foreclosure charges if one decides to pay off the EMI early. Additionally, it mentions the convenience of managing EMIs through the HDFC Bank mobile app, providing cardholders with tools to track and manage their payments effectively.

Read the Full Mint Article at:
[ https://www.msn.com/en-in/money/news/hdfc-credit-card-emi-conversion-everything-you-need-to-know-about-fees-and-rates/ar-AA1BPPPZ ]