Business and Finance Business and Finance
Sat, March 29, 2025
Fri, March 28, 2025

These Eight States Have the Most Expensive Home Insurance in 2025


Published on 2025-03-28 23:00:58 - Kiplinger
  Print publication without navigation

  • If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.

The article from MSN Money discusses the states with the most expensive home insurance rates in 2025. According to the data, Florida tops the list with an average annual premium of $10,996 due to its high risk of hurricanes and flooding. Following Florida, Louisiana has the second highest average at $6,354, primarily because of its vulnerability to natural disasters like hurricanes and flooding. Oklahoma comes in third with an average of $5,444, driven by frequent tornadoes and hail storms. Other states on the list include Texas ($4,456), Mississippi ($4,347), Kansas ($4,240), Nebraska ($4,190), and Alabama ($4,101). The article attributes these high costs to a combination of factors including natural disaster risks, high litigation rates, and the cost of rebuilding in these areas. It also notes that climate change is exacerbating these issues, leading to increased premiums across the board.

Read the Full Kiplinger Article at:
[ https://www.msn.com/en-us/money/realestate/these-eight-states-have-the-most-expensive-home-insurance-in-2025/ar-AA1BQBOn ]