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Today's Mortgage Rates | Rates Are Supposed to Fall This Year. But What About Home Affordability?

These are today's mortgage and refinance rates. Mortgage rates are forecast to fall in 2025, but it might not make a difference in affordability.
The article from MSN discusses the current state of mortgage rates and home affordability in the U.S. Despite expectations that mortgage rates might decrease in 2023, the article highlights that even with lower rates, home affordability remains a significant challenge. Mortgage rates have been volatile, with recent data showing a slight decrease, but they are still high compared to historical lows. The piece explains that while lower rates could help, the persistent issues of high home prices, low inventory, and economic factors like inflation and potential recession fears continue to impact affordability. It also notes that the Federal Reserve's actions to combat inflation could keep rates higher for longer, affecting the housing market. The article suggests that potential homebuyers might need to adjust their expectations or look into alternative housing options or locations to find affordability.

Read the Full Insider Article at:
[ https://www.msn.com/en-us/money/realestate/todays-mortgage-rates-rates-are-supposed-to-fall-this-year-but-what-about-home-affordability/ar-AA1BtNBp ]