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Why you should consider freezing your credit right now

The article from MSN Money discusses the benefits of freezing your credit as a protective measure against identity theft. It explains that with the rise in data breaches and identity theft, freezing your credit can prevent unauthorized access to your credit reports, thereby stopping potential fraudsters from opening new accounts in your name. The process involves contacting the three major credit bureaus—Equifax, Experian, and TransUnion—to request a freeze, which can now be done online or by phone, making it more convenient than before. The article highlights that while this action might slightly inconvenience you when you need to apply for new credit, the security benefits far outweigh this minor hassle. It also notes that credit freezes are free, and you can temporarily lift or permanently remove the freeze if necessary. The piece concludes by emphasizing the peace of mind that comes with knowing your credit is locked down, especially in an era where personal data is increasingly at risk.

Read the Full Salon Article at:
[ https://www.msn.com/en-us/money/personalfinance/why-you-should-consider-freezing-your-credit-right-now/ar-AA1zxqqL ]