Experian Accused of Tanking People's Credit Scores in New Lawsuit

Business and Finance Business and Finance

Wed, January 8, 2025

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Experian Accused of Tanking People's Credit Scores in New Lawsuit

^{Published on 2025-01-08 07:40:48 - MSN}

The CFPB sues Experian for "sham investigations," alleging violations of FCRA and CFPA. Demands reforms and penalties.

A new lawsuit filed in the U.S. District Court for the Central District of California accuses Experian, one of the three major credit bureaus, of deliberately lowering consumers' credit scores. The lawsuit claims that Experian has been engaging in practices that unfairly reduce credit scores, thereby affecting individuals' ability to secure loans, mortgages, and other financial services at favorable rates. The allegations include that Experian has been reporting inaccurate or outdated information, failing to correct errors when notified, and using algorithms that disproportionately impact certain groups of consumers. This legal action seeks to represent a class of affected consumers, aiming for damages and a change in Experian's practices to ensure fair and accurate credit reporting.

Read the Full MSN Article at:
[ https://www.msn.com/en-us/money/personalfinance/experian-accused-of-tanking-people-s-credit-scores-in-new-lawsuit/ar-AA1x8jua ]

N@N

Experian Accused of Tanking People's Credit Scores in New Lawsuit