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Worried About Data Breaches? Here's How to Freeze Your Credit Right Now

The article from CNET discusses how to protect yourself from identity theft by freezing your credit. It explains that a credit freeze prevents new credit accounts from being opened in your name by blocking access to your credit report. The process involves contacting each of the three major credit bureaus—Equifax, Experian, and TransUnion—either online, by phone, or through mail to request a freeze. Each bureau provides a unique PIN or password which you'll need to lift the freeze when you want to apply for new credit. The article also mentions that while there might be fees associated with freezing and unfreezing your credit in some states, a new federal law effective from September 21, 2018, makes these services free. Additionally, it provides specific contact details for each bureau and outlines the steps for both freezing and unfreezing your credit, emphasizing the importance of this action in the wake of increasing data breaches.

Read the Full CNET Article at:
[ https://www.cnet.com/personal-finance/worried-about-data-breaches-heres-how-to-freeze-your-credit-right-now/ ]