Sat, March 1, 2025
[ Sat, Mar 01st ] - Reuters
Bank Secrecy Act: Compliance Issues
[ Sat, Mar 01st ] - Indiatimes
March 2025 Leo Predictions: Love, Career and Finance Predictions
Fri, February 28, 2025
[ Fri, Feb 28th ] - MSN
Mayor Mike Duggan delivers $3B Detroit budget with tax cuts, DDOT boost, homeless outreach
[ Fri, Feb 28th ] - fintechmagazine
Top 5 Stories in Fintech This Week
[ Fri, Feb 28th ] - Indiatimes
March 2025 Scorpio Predictions: Love, Career and Finance Predictions
[ Fri, Feb 28th ] - Indiatimes
March 2025 Libra Predictions: Love, Career and Finance Predictions
[ Fri, Feb 28th ] - Forbes
The 5 AI Trends In 2025: Agents, Open-Source, And Multi-Model
[ Fri, Feb 28th ] - Fortune
Engage Gen Z today, lead the market tomorrow
[ Fri, Feb 28th ] - AOL
Career advice from 10 Black American power brokers
[ Fri, Feb 28th ] - Forbes
The Future Of Fintech: Why Modern Platforms Are Key To Success In Finance
[ Fri, Feb 28th ] - Forbes
Digitization Of Small Business Lending Helps Fill The Lending Gap
[ Fri, Feb 28th ] - Forbes
India's Stock Market Dip: Time To Buy Or Wait For Further Correction?
[ Fri, Feb 28th ] - MSN
Student loan borrowers face disruption as Biden's plans halted by court
Sun, February 23, 2025
[ Sun, Feb 23rd ] - Insider
I'm a millionaire and my partner makes $60K. I do .. k him to split bills 50-50 because it's not fair.
[ Sun, Feb 23rd ] - Forbes
Men Are Getting Filler Injected Into Their Genitals To Get Larger
[ Sun, Feb 23rd ] - AOL
Forget quiet luxury: America's wealthy 1% are adopting a bolder new approach
[ Sun, Feb 23rd ] - AOL
Warren Buffett: America's businesses 'usually find a way'
[ Sun, Feb 23rd ] - Kiplinger
Investing in Art: 10 Things You Should Know
[ Sun, Feb 23rd ] - GeekWire
Qualterra raises $4.5M to turn organic waste into carbon-trapping, crop-boosting biochar
[ Sun, Feb 23rd ] - MSN
Atmus Filtration Technologies Inc. (NYSE:ATMU) Q4 2024 Earnings Call Transcript
[ Sun, Feb 23rd ] - Newsday
Keeping a bank account: A fearful, challenging process for some on Long Island
[ Sun, Feb 23rd ] - Tuko
Can Kenyans Buy Bread with Crypto? Experts Weigh in on Cryptocurrency Adoption and Everyday Use
[ Sun, Feb 23rd ] - MSN
Got $5,000? 2 Top Growth Stocks to Buy That Could Double Your Money.
[ Sun, Feb 23rd ] - businessday
Top 10 African countries with high sovereign wealth funds
[ Sun, Feb 23rd ] - Tuko
Well-off Hong Kong daunted by record deficits
[ Sun, Feb 23rd ] - Forbes
Why Personal Finance Pressures Can Affect Founder Exit Decisions
[ Sun, Feb 23rd ] - MSN
St. Paul Brewing worries city's new development plan will mean the end to their business
[ Sun, Feb 23rd ] - Variety
Warren Buffett Says 'It Won't Be Long' Before Greg Abel Succeeds Him as Berkshire Hathaway CEO
[ Sun, Feb 23rd ] - MSN
German elections: The leaders to watch
Sat, February 22, 2025
[ Sat, Feb 22nd ] - AOL
1099-K tax rules: What you need to know if you get paid via Venmo, Cash App or PayPal
[ Sat, Feb 22nd ] - ESPN
NBL's Tasmania JackJumpers finally have a new owner
[ Sat, Feb 22nd ] - MarketWatch
Will your tax preparer save you money or make costly mistakes? Look for these red flags.
[ Sat, Feb 22nd ] - rnz
David Seymour announces Overseas Investment Act overhaul
[ Sat, Feb 22nd ] - Reuters
Exclusive: U.S. piles pressure on Iraq to resume Kurdish oil exports, sources say
[ Sat, Feb 22nd ] - Week99er
Is Qubetics the Top Crypto Presale with 12,286% R .. X and Quant Leading Web3 & Institutional Adoption
[ Sat, Feb 22nd ] - AOL
Blue Origin Prepares for Layoffs. Here's What Space Stock Investors Need to Know
[ Sat, Feb 22nd ] - Zawya
Al Baraka Group achieves consolidated net income of $309mln for the year ending 2024
[ Sat, Feb 22nd ] - Fortune
Buffett says Berkshire 'will forever' deploy most .. uities and never prefer cash over good businesses
[ Sat, Feb 22nd ] - MSN
Africa's Richest Man and His $20 Billion Oil Refinery From Hell
[ Sat, Feb 22nd ] - TechCrunch
Augury and Hightouch are in the unicorn club
[ Sat, Feb 22nd ] - Forbes
From Memes To $500 Million In Revenue: The Pump.Fun Phenomenon
[ Sat, Feb 22nd ] - eNCA
Organisations want Finance Minister to speak on SME's on 2025 budget
[ Sat, Feb 22nd ] - AOL
Mercedes-Benz won't be following Tesla and Elon Musk into robotaxis
[ Sat, Feb 22nd ] - MSN
3 numbers that show how dramatic Walmart's transf .. rmation has been with Amazon nipping at its heels
[ Sat, Feb 22nd ] - GOBankingRates
I'm a Bank Teller: 9 Reasons You Should Never Ask for $2 Bills From the Bank
[ Sat, Feb 22nd ] - AOL
America's foremost DEI shareholder activist warns .. sity groups are forcing companies to underperform
[ Sat, Feb 22nd ] - Week99er
Qubetics Secures $13.5M as the Best Crypto Presal .. ile Litecoin Price Prediction Shake Up the Market
[ Sat, Feb 22nd ] - Kiplinger
Social Security Fairness Act Adds to Pressure on Safety Net
[ Sat, Feb 22nd ] - MSN
Leadership and business culture in startups: How to build a motivated team
[ Sat, Feb 22nd ] - Tuko
University of Kabianga Advertises 20 Vacancies for Job Seekers
[ Sat, Feb 22nd ] - CNN
Dow tumbles more than 700 points as inflation and tariff fears mount
[ Sat, Feb 22nd ] - MSN
Local business sues city over issues related to rail development
[ Sat, Feb 22nd ] - Kiplinger
Five Wins for Federal Employees in the Social Security Fairness Act
Fri, February 21, 2025
[ Fri, Feb 21st ] - Inc
What Would Trump Taking Control of the USPS Mean for You?
[ Fri, Feb 21st ] - jacobin
US Economic Decline Has Been Greatly Exaggerated
[ Fri, Feb 21st ] - Marketplace
What do you want to know about business or the economy?
[ Fri, Feb 21st ] - Calendar
Ditch the Juggling Act: 12 Ways Automated Scheduling Will Revolutionize Your Life (and Business)
[ Fri, Feb 21st ] - Politico
Three potential pitfalls for phase 2 Gaza talks
[ Fri, Feb 21st ] - Salon
Why you should consider freezing your credit right now
[ Fri, Feb 21st ] - coloradopolitics
Colorado House committee votes to advance bill to adjust state's pay structure for tipped workers
[ Fri, Feb 21st ] - CNN
Target is getting hit from all sides on DEI
[ Fri, Feb 21st ] - manilatimes
BIR, Customs collections higher in January - Recto
[ Fri, Feb 21st ] - Fortune
What if AI creates more jobs than it destroys?
[ Fri, Feb 21st ] - Investopedia
MercadoLibre Stock Sets All-Time High as Q4 Earnings Blow Past Estimates
[ Fri, Feb 21st ] - Reuters
MercadoLibre's fourth-quarter net profit beats forecast, shares jump
[ Fri, Feb 21st ] - Forbes
What Argentinian Economic Reforms Could Mean For Investors
[ Fri, Feb 21st ] - AOL
What type of business savings account is right for you?
[ Fri, Feb 21st ] - Kiplinger
UnitedHealth Stock Drags on the Dow After DOJ Probe News
[ Fri, Feb 21st ] - Kiplinger
Block Stock Falls After Revenue, Earnings Miss Expectations
[ Fri, Feb 21st ] - Reuters
Exclusive: Abrdn to launch China asset management venture with Citic unit, sources say
[ Fri, Feb 21st ] - Forbes
Section 382 Limitations For Tech Companies Dealing With R&D Capitalization Requirements
[ Fri, Feb 21st ] - MSN
The Week in Numbers: tariffs galore, and the AI effect
[ Fri, Feb 21st ] - Forbes
She Earns More: Redefining Power And Partnership In Modern Families
[ Fri, Feb 21st ] - AOL
Should you sign a loan or pay a fee to get your tax refund early? Here's what you need to know
[ Fri, Feb 21st ] - Bloomberg
Trump's Tariff Wars Leave US Small Business With Nowhere to Hide
[ Fri, Feb 21st ] - Fortune
Starbucks hoped mobile orders and the drive-throu .. ss. New CEO Brian Niccol says that was a mistake.
[ Fri, Feb 21st ] - Zawya
Microsoft AI Tour showcases groundbreaking AI inn .. ons driving transformation and growth across Oman
[ Fri, Feb 21st ] - MSN
French business activity contracts much more than expected in February, PMI shows
[ Fri, Feb 21st ] - cnbctv18
Unsecured loans and digital risks: RBI and bank officials flag challenges
[ Fri, Feb 21st ] - Reuters
UK runs record January budget surplus but misses forecasts
[ Fri, Feb 21st ] - Bloomberg
Bessent Plans First Call With China Counterpart on Friday
[ Fri, Feb 21st ] - Forbes
The Future Of Wall Street And Enterprise: Fintech 50 2025
[ Fri, Feb 21st ] - Outlookindia
For Banking Technologist Girish Wali, The Real-Wo .. n Of AI Is A Necessity For The Present And Future
[ Fri, Feb 21st ] - MSN
Can You Cash a Check at an ATM?
[ Fri, Feb 21st ] - Yahoo
'Unrestrained': Trump pushes business interests in 2nd term
[ Fri, Feb 21st ] - MSN
Cut deficit, create bold budget moves - Paul Chan's mission impossible?
[ Fri, Feb 21st ] - Reuters
StanChart reports 18% rise in annual profit, roughly in line with estimates
Thu, February 20, 2025
[ Thu, Feb 20th ] - Yahoo
Beshear: Weather death toll rises to 15, search-and-rescue phase ending
[ Thu, Feb 20th ] - 7NEWS
INSIDE MEDIA: Neighbours axed again and exposing the secret MAFS contract contestants have to sign
[ Thu, Feb 20th ] - CNBC
CNBC Daily Open: Alibaba surges and Amazon beats Walmart
[ Thu, Feb 20th ] - Forbes
IRS Taxpayer Data Is Tightly Restricted By Law. W .. is Stop Trump, Musk And DOGE From Gaining Access?
[ Thu, Feb 20th ] - cfodive
GM tariff playbook includes international inventory cuts, CFO says
[ Thu, Feb 20th ] - Reuters
PepsiCo joins major US companies in tweaking DEI policies
[ Thu, Feb 20th ] - Wired
DOGE Puts $1 Spending Limit on Government Employee Credit Cards
[ Thu, Feb 20th ] - Oregonian
Oregon will issue loans to help build middle-income homes
[ Thu, Feb 20th ] - GOBankingRates
10 Industries With Remote Jobs That Pay $100K or More in 2025
[ Thu, Feb 20th ] - ABC
Tesla's law firm helps draft legislation that som .. experts say could restore Musk's $55B pay package
[ Thu, Feb 20th ] - Reuters
Canada's Cenovus Energy quarterly profit falls on weak oil prices
[ Thu, Feb 20th ] - Fortune
Companies that ax their DEI programs now could de .. ation for years to come, according to a new study
[ Thu, Feb 20th ] - Reuters
Norinchukin sees $12.6 billion loss in 2024 financial year, CEO resigns
[ Thu, Feb 20th ] - Forbes
Trump's Sons Invest In AI Data Centers After He Touts Billions In Industry Expansion
[ Thu, Feb 20th ] - Fortune
CEOs unhappy with Trump on Ukraine
[ Thu, Feb 20th ] - Fortune
Sin City showdown: Capital One's Las Vegas airport lounge ups the ante
[ Thu, Feb 20th ] - ProPakistani
Aurangzeb Engages with Pakistan Dairy Association, Challenges and Policy Measures Discussed
[ Thu, Feb 20th ] - Upstream
Cenovus hits new Canada oil sands production record
[ Thu, Feb 20th ] - inc42
How Stockwiz Is Leveraging AI To Democratise F&O Trading For Retail Investors
[ Thu, Feb 20th ] - Forbes
The Public Markets Test: Why Going Public Still Matters In The Age Of Mega-Privates
[ Thu, Feb 20th ] - Forbes
How To Build Resilience Into Your Business, Finances
[ Thu, Feb 20th ] - Tempo
Master These 10 High-Income Skills in 2025 and Secure Your Future
[ Thu, Feb 20th ] - Couriermail
ACCC still 'concerned' about Woolworths and Coles discounts
[ Thu, Feb 20th ] - Fortune
Paying off debt with debt: How a balance transfer will save me over $1,000
[ Thu, Feb 20th ] - MSN
Booking stock price slowly forms a risky pattern ahead of earnings
[ Thu, Feb 20th ] - MSN
Free business roadshows launched in Bolton - here's what you need to know
[ Thu, Feb 20th ] - ProPakistani
Taxing Only Salaried Class is Not The Complete Solution: Finance Minister
[ Thu, Feb 20th ] - MSN
Major crackdown on 'excessive' surcharge scourge costing Aussies: 'Repetitive instances'
[ Thu, Feb 20th ] - AOL
The one thing Elon Musk doesn't tweet about: Tariffs
[ Thu, Feb 20th ] - MSN
When I first started I knew what mattered was the business cycle, says Jim Cramer
[ Thu, Feb 20th ] - Reuters
BOJ chief Ueda meets PM Ishiba, eyes attending next week's G20
Wed, February 19, 2025
[ Wed, Feb 19th ] - Yahoo
Local business helping fire victims gets special surprise
[ Wed, Feb 19th ] - foxbaltimore
Liquor license fee hike shocks Maryland bar and restaurant owners
[ Wed, Feb 19th ] - Techopedia
How Does an Online Casino Work?
[ Wed, Feb 19th ] - fbcnews
Calls for fairer prices to tackle costs
[ Wed, Feb 19th ] - Kiplinger
Trump Admin. Kills Support for NYC Congestion Pricing Despite Benefits
[ Wed, Feb 19th ] - Politico
Ballard links with Italian firm
[ Wed, Feb 19th ] - Forbes
Why Financial Services Can And Must Prepare For AI
[ Wed, Feb 19th ] - Week99er
Top 4 Best Cryptos for Beginners - Easy-to-Invest Coins with High Growth Potential!
[ Wed, Feb 19th ] - fingerlakes1
Schuyler County launches Schuypreneur Boot Camp to support local entrepreneurs
[ Wed, Feb 19th ] - ConsumerAffairs
What is a certified public accountant (CPA)?
[ Wed, Feb 19th ] - MiBolsilloColombia
How to create a payment plan if you requested a loan to open your business
[ Wed, Feb 19th ] - ConsumerAffairs
What is a mortgage banker?
[ Wed, Feb 19th ] - ConsumerAffairs
What is tax avoidance vs. tax evasion?
[ Wed, Feb 19th ] - Fortune
Not just Alibaba's Jack Ma: Who's who at the summ .. as a 'symbolic' end to China's crackdown on tech
[ Wed, Feb 19th ] - legit
How 28 states received $68 million from FG to implement business reforms, details emerge
[ Wed, Feb 19th ] - Bloomberg
South Africa Budget Under Added Scrutiny Given Trump Aid Tensions
[ Wed, Feb 19th ] - Fortune
Tax season 2025 scorecard: Americans are waiting longer to file and are receiving bigger refunds
[ Wed, Feb 19th ] - CNBC
Here's what happens if Fannie Mae and Freddie Mac go private
[ Wed, Feb 19th ] - LionhearTV
Igloo kicks off 2025 with multi-market partnership wins and Chief Distribution Officer appointment
[ Wed, Feb 19th ] - Kiplinger
7 of Warren Buffett's Biggest Misses
[ Wed, Feb 19th ] - AOL
Automated invoice processing: A guide to simplifying AP
[ Wed, Feb 19th ] - AOL
Gas prices are headed higher, and a 'ripple effect' could make it worse in certain regions
[ Wed, Feb 19th ] - MSN
Timeline: Trump's first 30 days bring remarkable change for crypto
[ Wed, Feb 19th ] - Kiplinger
Why Toll Brothers Stock Is Falling After Earnings
[ Wed, Feb 19th ] - CNBC
5 tax scams in 2025 and how to avoid them
[ Wed, Feb 19th ] - Reuters
Pershing Square proposes $900 million deal to increase Howard Hughes stake
[ Wed, Feb 19th ] - Kiplinger
Legislation Cracking Down on IRS Tax Refund Mail Theft Advances
[ Wed, Feb 19th ] - News24
LIVE | Budget postponed to 12 March following Cabinet clash over VAT hike to 17%
[ Wed, Feb 19th ] - AOL
Bausch and Lomb's dealmaking CEO Brent Saunders: No deal for company is imminent
[ Wed, Feb 19th ] - Forbes
Web3: The Next Digital Frontier
[ Wed, Feb 19th ] - Forbes
Financial Technology Trends And Vertical AI Technology
[ Wed, Feb 19th ] - sanews
Budget speech postponed
[ Wed, Feb 19th ] - Reuters
Etsy misses holiday-quarter sales estimates, shares fall
[ Wed, Feb 19th ] - Reuters
Exclusive: Vanguard pauses corporate meetings over new ESG guidance
[ Wed, Feb 19th ] - MSN
Tongaat Hulett wins crucial court battle for business recovery
[ Wed, Feb 19th ] - manilatimes
Enlight Renewable Energy Reports Fourth Quarter and Full Year 2024 Financial Results
[ Wed, Feb 19th ] - Zawya
Al Masraf and Finneva sign agreement to boost UAE SME growth
[ Wed, Feb 19th ] - MSN
Reserve Bank cuts OCR by 50 basis points to 3.75%
[ Wed, Feb 19th ] - Forbes
Best Business Checking Accounts Of February 2025
[ Wed, Feb 19th ] - AOL
Why Trump economic advisers are more focused on Wall Street than the Fed
[ Wed, Feb 19th ] - Zawya
ECI highlights its role in empowering exports and supporting non-oil GDP
[ Wed, Feb 19th ] - Mint
Samsung Galaxy S25 Ultra: What's new and what stands out
[ Wed, Feb 19th ] - Reuters
HSBC to sell Bahrain retail banking operations as restructuring progresses
Tue, February 18, 2025
[ Tue, Feb 18th ] - Reuters
BP weighs sale of $10 billion Castrol lubricants unit, Bloomberg News reports
[ Tue, Feb 18th ] - Variety
Angel City FC Names Carmen Bona President of Business Operations, Promotes Julie Uhrman to CEO
[ Tue, Feb 18th ] - Yahoo
"We were prepared, but not ready;" Small business owners recovering from flooding
[ Tue, Feb 18th ] - Mint
Quality Power IPO Day 3 Highlights: Issue booked .. Check GMP, key dates, review, subscription status
[ Tue, Feb 18th ] - Fortune
Southwest to cut 15% of corporate jobs in first-ever layoffs
[ Tue, Feb 18th ] - Forbes
The Future Of Business To Business Banking: Fintech 50 2025
[ Tue, Feb 18th ] - Indiatimes
India Live News Updates: India, Qatar agree to en .. operation in information and intelligence sharing
[ Tue, Feb 18th ] - Kiplinger
Why You May Owe More Tax Soon on Popular Employee Benefits
[ Tue, Feb 18th ] - MSN
Why the CFO mindset can clash with CEO demands
[ Tue, Feb 18th ] - ABC
Judge approves emergency plan to keep Britain's largest water company afloat
[ Tue, Feb 18th ] - Nairametrics
Klak Unveils Cash Management Platform for SMBs in Nigeria and Kenya
[ Tue, Feb 18th ] - Forbes
The Need For Agentic Tech Infrastructure And Orchestration
[ Tue, Feb 18th ] - Forbes
Banks Are Gaining Access To A Growing Amount Of Data: Here's How To Use It
[ Tue, Feb 18th ] - bnnbloomberg
Colombia Suffered a Low Growth 2024 as Energy Sector Lagged
[ Tue, Feb 18th ] - News24
News24 invites you to unpack the Budget with Godongwana and Kieswetter
[ Tue, Feb 18th ] - MoneyWeek
Saba seven becomes four: what now for UK investment trusts?
[ Tue, Feb 18th ] - Edie
TNFD launches upskilling platform to help corporates master nature disclosure
[ Tue, Feb 18th ] - Kiplinger
Why 'Standard' Digital Background Checks Can Be So Unreliable
[ Tue, Feb 18th ] - Zawya
Mamo and Paymentology join forces to drive financial inclusion for SMEs across UAE
[ Tue, Feb 18th ] - MSN
Fortis Inc. (NYSE:FTS) Q4 2024 Earnings Call Transcript
[ Tue, Feb 18th ] - Oneindia
India To Cut Import Duties Amid US Tariff Concerns, Says Finance Minister Sitharaman
[ Tue, Feb 18th ] - Reuters
Aussie "Big Four" banks cut rates, mirroring central bank
[ Tue, Feb 18th ] - WFMJ
Lariccia School of Accounting and Finance at YSU set as site for VITA Program
[ Tue, Feb 18th ] - MSN
Why do some Americans feel franchising is a 'great business model' to consider?
[ Tue, Feb 18th ] - Reuters
Indian benchmarks end flat as Reliance, HDFC offset weakness in earnings, trade worries
Mon, February 17, 2025
[ Mon, Feb 17th ] - Reuters
Complaints targeting BYD flood Chinese consumer portal after smart EV launch
[ Mon, Feb 17th ] - cnbctv18
How India's financial services industry is shapin .. n the next decade: An Infosys Finacle perspective
[ Mon, Feb 17th ] - MSN
Behind Trump Tariffs Is Capital's Warfare Against the Working Class
[ Mon, Feb 17th ] - Forbes
Blockchain Rewiring TradFi: A Trillion-Dollar Shift
[ Mon, Feb 17th ] - Couriermail
'Step up and do their job': Finance expert Mark Bouris reveals interest rates call
[ Mon, Feb 17th ] - TechRepublic
The Big Power of Small AI in 2025
[ Mon, Feb 17th ] - manilatimes
Spectrotel Announces Key Executive Appointments: .. ef Financial Officer and Chief Technology Officer
[ Mon, Feb 17th ] - Forbes
What Are CFOs Saying About Climate Action Amid Geopolitical Uncertainty?
[ Mon, Feb 17th ] - CNET
I Hate Accounting Software. Here's How I Manage My Freelance and Business Taxes Instead
[ Mon, Feb 17th ] - MSN
LightPath Technologies, Inc. (NASDAQ:LPTH) Q2 2025 Earnings Call Transcript
[ Mon, Feb 17th ] - Reuters
Comment: The dangers of ditching Europe's Green Deal
[ Mon, Feb 17th ] - MSN
Few details available so far as Tennessee hits nearly $1.28B in corporate tax refunds
[ Mon, Feb 17th ] - Couriermail
'Turned Washington on its ear': Why Trump tariffs could be good for Aussie company
[ Mon, Feb 17th ] - Indiatimes
Top zodiac signs most likely to succeed as entrepreneurs

Oregon will issue loans to help build middle-income homes


//business-finance.news-articles.net/content/202 .. sue-loans-to-help-build-middle-income-homes.html
Published in Business and Finance on by Oregonian   Print publication without navigation

State lawmakers approved $75 million to test a "Moderate Income Revolving Loan program" meant to help get new housing projects over the line.

Oregon is addressing its housing crisis by launching a new loan program aimed at developers to facilitate the construction of homes affordable for middle-income families. This initiative, backed by $58 million in state funding, will provide low-interest loans to developers to build homes priced between $300,000 and $400,000, targeting households earning 80% to 120% of the area median income. The program, which was approved by the Oregon Housing Stability Council, aims to increase housing supply in a state where the median home price has surged to $500,000, making homeownership increasingly out of reach for many. The loans are intended to help developers manage the high costs of construction and land acquisition, thereby encouraging the development of more affordable housing options.

Read the Full Oregonian Article at:
[ https://www.msn.com/en-us/money/other/oregon-will-issue-loans-to-help-build-middle-income-homes/ar-AA1zt8Z7 ]

Publication Contributing Sources