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Thu, December 19, 2024
[ Thu, Dec 19th 2024 ]: tbsnews
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[ Thu, Dec 19th 2024 ]: CBS News
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[ Thu, Dec 19th 2024 ]: Fortune
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[ Thu, Dec 19th 2024 ]: Reuters
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[ Thu, Dec 19th 2024 ]: The Irish Times
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How to get a low student loan rate for the spring 2025 semester

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Choosing the wrong student loan (with the wrong rate) could cost you a lot more than you bargained for. . With the fall semester coming to an end and the spring semes
The article from CBS News discusses strategies for securing a low student loan rate for the Spring 2025 semester. It highlights the importance of understanding the current interest rate environment, where federal student loan rates are set to increase due to rising Treasury yields. Key advice includes opting for federal loans first due to their fixed rates and benefits like income-driven repayment plans and potential loan forgiveness. For those considering private loans, the article suggests shopping around for the best rates, improving credit scores, and considering a co-signer to lower rates. It also mentions the possibility of refinancing federal loans into private ones for lower rates, though this comes with the trade-off of losing federal benefits. Lastly, the article advises students to borrow only what is necessary and to explore scholarships, grants, and work-study programs to minimize loan dependency.

Read the Full CBS News Article at:
[ https://www.cbsnews.com/news/how-to-get-a-low-student-loan-rate-for-the-spring-2025-semester/ ]