JOHANNESBURG, SOUTH AFRICA--(Marketwire - Nov 7, 2011) - [ www.stockcall.com/ ] offers investors comprehensive research on the Savings & Loans industry and has completed analytical research on First Niagara Financial Group Inc. (NASDAQ: [ FNFG ]) and New York Community Bancorp Inc. (NYSE: [ NYB ]). Register with us today at [ www.stockcall.com/ ] to have free access to these researches.

The Savings & Loans industry has been underperforming the overall market for some time now, with low domestic interest rates, customers fearful of more debt and a European banking crisis all weighing on companies across the financial sector. There are some promising economic signs coming out of the Savings & Loans industry though. Companies in the industry such as First Niagara Financial Group Inc. and New York Community Bancorp Inc. have shown growth coming from new residential mortgage and commercial loans. Investors looking for free research on First Niagara Financial Group Inc. and New York Community Bancorp Inc. are welcome to sign up at [ www.stockcall.com/FNFG071111.pdf ] or [ www.stockcall.com/NYB071111.pdf ] for our new reports.

[ www.stockcall.com/ ] is an online platform where investors doing their due-diligence on the Savings & Loans industry can have easy and free access to our analyst research and opinions on First Niagara Financial Group Inc. and New York Community Bancorp Inc.; all investors need to do is register for a complimentary membership at [ https://stockcall.com/development/stockcall/page.php?name=register.html ].

While the low interest environment has negatively affected interest income for many savings and loans, record low mortgage rates have helped to attract many new potential homeowners and increase mortgage banking revenue. Register now at [ https://stockcall.com/development/stockcall/page.php?name=register.html ] to have free access to our reports on the Savings & Loans industry.

Improving loan quality has also helped many banks in the industry, as non-performing and delinquent loan levels have continued to fall in many cases. Provisions for loan losses continue to be a headwind facing the industry, though these levels may gradually fall going forward. Visit [ www.stockcall.com/ ] to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

While the stock prices of many of these banks have fallen considerably over the past year, some banks pay substantial dividends which should help to attract investors in this low interest environment.

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