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7 Banking Mistakes To Avoid If You Have a Side Gig

While many Americans are relying on side hustles to get by, it's pivotal that you avoid certain banking mistakes if you want to maximize the benefits of your additional income stream -- and avoid
The article from AOL Finance outlines seven common banking mistakes to avoid, particularly when managing finances on a side hustle. These include: 1) Not Having a Separate Business Account - Mixing personal and business funds can lead to tax issues and complicate financial tracking. 2) Ignoring Overdraft Fees - Overdrafts can incur significant fees, so understanding and managing your account balance is crucial. 3) Overlooking ATM Fees - Using out-of-network ATMs can add up in fees, so it's wise to use in-network or bank-owned ATMs. 4) Neglecting to Monitor Accounts - Regularly checking your accounts helps catch unauthorized transactions or errors. 5) Failing to Understand Bank Fees - Being unaware of various fees like maintenance or transaction fees can drain your funds. 6) Not Utilizing Online Banking - Online tools can help manage finances more efficiently, offering real-time updates and easier bill payments. 7) Ignoring Interest Rates - Not paying attention to the interest rates on savings or loans can mean missing out on earning potential or paying more than necessary. The article emphasizes the importance of being proactive with banking practices to maximize the financial benefits from side hustles.

Read the Full AOL Article at:
[ https://www.aol.com/finance/7-banking-mistakes-avoid-side-140053144.html ]