Finance Friday | What to know before opting into 'buy now, pay later' plans

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Finance Friday | What to know before opting into 'buy now, pay later' plans

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[ Thu, Apr 17th ]: CNN

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Finance Friday | What to know before opting into 'buy now, pay later' plans

//business-finance.news-articles.net/content/202 .. -before-opting-into-buy-now-pay-later-plans.html

Published in Business and Finance on Friday, April 18th 2025 at 14:00 GMT by WESH
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

WESH 2's Jason Guy and founder and CEO of AMES Financial Solution, Reshell Smith, discuss the advantages and disadvantages of short-term loans and installment credits.

The article from WESH discusses the increasing popularity of "Buy Now, Pay Later" (BNPL) plans, which allow consumers to purchase items immediately and pay for them over time, often without interest. Financial expert Justin Chastain from Southern Bank explains that while BNPL can be beneficial for managing cash flow, it's crucial to understand the terms and conditions, as some plans may charge fees or interest if payments are not made on time. Chastain advises consumers to ensure they can afford the payments and to be aware of potential impacts on credit scores, as missed payments could be reported to credit bureaus. He also suggests using BNPL for necessary purchases rather than discretionary spending to avoid falling into a debt trap.

Read the Full WESH Article at:
[ https://www.wesh.com/article/finance-friday-what-to-know-before-opting-into-buy-now-pay-later-plans/64522986 ]

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Finance Friday | What to know before opting into 'buy now, pay later' plans