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Work for Yourself? Here's How a Business Credit Card Could Help

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Business credit cards can help you earn rewards and manage your finances, but only if you use them responsibly.
The article from CNET discusses the benefits of using a business credit card for self-employed individuals or small business owners. It highlights that business credit cards can help separate personal and business expenses, which simplifies accounting and tax preparation. They often come with higher credit limits than personal cards, aiding in managing cash flow for business operations. Additionally, these cards can offer rewards tailored to business spending, like travel or office supplies, and provide perks such as free employee cards, expense tracking tools, and sometimes even discounts on business services. The article also notes that building business credit can be beneficial for future financing needs, and it advises on choosing a card with no annual fee or one that offers rewards that align with the business's spending patterns. However, it cautions that personal liability for the card's debt remains, and responsible use is crucial to avoid financial pitfalls.

Read the Full CNET Article at:
[ https://www.cnet.com/personal-finance/credit-cards/work-for-yourself-heres-how-a-business-credit-card-could-help/ ]