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Our Favorite Business Card Just Got Better: Earn a $900 Bonus With Chase Ink Business Unlimited

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  Published in Business and Finance on Saturday, September 13th 2025 at 9:37 GMT by The Motley Fool
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The Chase Ink Business Unlimited Card Just Got a $900 Sign‑Up Boost – What Small‑Business Owners Need to Know

If you’ve been watching the business‑credit‑card market for a few years, the name “Chase Ink Business Unlimited” will ring a bell. The card has long been a favorite among startups, solopreneurs, and anyone who wants a simple, all‑round rewards program with no annual fee. What’s changed, however, is that Chase has announced a $900 sign‑up bonus for the card, a dramatic upgrade from the modest $75 cash‑back reward that was in place before.

Below is a concise rundown of what the new offer means, why it matters, and how you can get in on the action.

1. The Basics of the Chase Ink Business Unlimited

Because the card rewards every purchase, it’s especially handy for business owners who spend heavily on office supplies, utilities, travel, and even everyday coffee. The 1.5 % cash back is higher than the standard 1 % that most business cards offer, and the absence of an annual fee is a rare advantage in the rewards space.

2. The New $900 Sign‑Up Bonus – How It Works

What you get: Up to $900 in cash back (or a comparable value in Chase Ultimate Rewards points) after meeting the spending threshold.

Spend requirement: Spend $3,000 in the first 3 months of account opening.

Timeframe: You’ll need to hit the $3,000 target by the end of the third month after you receive the card. If you do, you’ll automatically receive the $900 bonus on your statement.

Why it’s a big deal: The previous $75 bonus was a one‑off perk that many small‑business owners found helpful, but it was hardly a game‑changer. A $900 bonus translates to 30 % cash back on the qualifying spend—essentially a huge reward for businesses that can absorb that level of initial spending. Think of it as an incentive to pay for the big, essential expenses of your business (like office renovations, new equipment, or a significant marketing campaign) with the Ink Unlimited card and then pocket the bonus.

How to claim it:
1. Apply through Chase’s online portal or the mobile app.
2. Once approved, log in to your account and begin using the card for business purchases.
3. Keep track of your spend in the “Rewards” section to ensure you hit the $3,000 threshold before the end of month 3.
4. The bonus will be applied automatically once the threshold is met.

For full terms and conditions, see the official product page: [ Chase Ink Business Unlimited – Terms & Conditions ].

3. How the Ink Unlimited Stacks Up Against Other Chase Business Cards

If you’re mainly focused on travel or shipping expenses, the Ink Business Preferred card might still be the better choice, especially since it offers 3 × points in those categories and a larger sign‑up bonus (though the threshold is higher). But if you’re looking for simplicity and a massive sign‑up bonus, the Ink Business Unlimited card is a clear winner—especially for a business that can comfortably spend $3,000 in the first quarter.

4. Practical Tips for Leveraging the $900 Bonus

1. Plan big‑ticket purchases: If your company is ordering new equipment or renovating an office, pay those invoices with the Ink Unlimited card to quickly hit the $3,000 spend target.
2. Use it for recurring expenses: Utilities, office supplies, and marketing services—if you’re already paying these on a regular basis, the card can accelerate the bonus.
3. Track your spend: The Chase app makes it easy to see how close you are to the threshold. Set a calendar reminder for month 3 to review.
4. Pay the balance in full: Since the card offers 0 % APR for 12 months, you can keep the balance without incurring interest, but it’s still wise to pay off the cash back to avoid carrying a high balance.
5. Redeem wisely: The $900 cash back can be taken as a statement credit, which is often the most flexible option. However, if you have travel plans, converting to Ultimate Rewards points could net you a higher value.

5. Bottom Line

• $900 bonus for spending $3,000 in the first 3 months—a huge upgrade from the $75 cash back that most small businesses had known.
• Unlimited 1.5 % cash back on every purchase, no annual fee, no foreign transaction fees.
• Zero‑APR introductory period of 12 months on purchases and balance transfers.
• Ideal for business owners who can meet the spend threshold quickly and appreciate a straightforward rewards structure.

If you’re on the fence about which business card to apply for, the Chase Ink Business Unlimited is the simplest, most generous offer currently available. Just be sure to plan your spending so you can hit that $3,000 goal before the bonus expires. Once you do, you’ll get the equivalent of 30 % cash back on that spend—a rare bonus in the business‑credit‑card arena.

Ready to apply? Visit the official Chase page for the Chase Ink Business Unlimited card and start earning that $900 bonus today: [ Apply for Chase Ink Business Unlimited ].