Income tax cuts, RBI's repo rate reduction and more: Here's how April will impact your wallets

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Income tax cuts, RBI's repo rate reduction and more: Here's how April will impact your wallets

//business-finance.news-articles.net/content/202 .. e-here-s-how-april-will-impact-your-wallets.html

Published in Business and Finance on Monday, March 31st 2025 at 7:21 GMT by Moneycontrol

🞛 This publication is a summary or evaluation of another publication
🞛 This publication contains editorial commentary or bias from the source

With a host of financial changes set to take effect in April here's a quick guide to the developments that are bound to affect your wallets.

2025-03-31 196 x 110 / 4953 Bytes

The article from Moneycontrol discusses several financial changes effective from April that will impact personal finances in India. Key points include a reduction in income tax rates for individuals earning up to Rs 7 lakh under the new tax regime, which could lead to increased disposable income. The Reserve Bank of India (RBI) has also reduced the repo rate by 25 basis points to 6.25%, potentially lowering borrowing costs for home loans, car loans, and other personal loans, thereby possibly stimulating consumer spending. Additionally, there are adjustments in the tax slabs, an increase in the standard deduction, and changes in the taxation of capital gains. The article also mentions the introduction of a new tax regime as the default option, although taxpayers can opt for the old regime if it benefits them more. These changes aim to provide relief to taxpayers and boost economic activity, but individuals are advised to review their financial planning to fully leverage these new provisions.

Read the Full Moneycontrol Article at:
[ https://www.moneycontrol.com/news/business/personal-finance/income-tax-cuts-rbi-s-repo-rate-reduction-and-more-here-s-how-april-will-impact-your-wallets-12980304.html ]