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Purging Paper Clutter - What you need to keep and what can go!

Most of us are overwhelmed with the constant onslaught of written information in our lives. Emails, junk mail, bills, magazines, newspapers, flyer's, memos and good old fashion paperwork. It is everywhere and our homes are bombarded with it on a daily basis.
The article from MSN Money discusses strategies for managing and reducing paper clutter at home. It emphasizes the importance of knowing what documents to keep and for how long. Key points include retaining tax returns and supporting documents for at least seven years, keeping records of significant financial transactions like home purchases indefinitely, and shredding sensitive documents to prevent identity theft. The article advises keeping utility bills for one year unless they are needed for tax purposes, and suggests that most bank statements can be disposed of after a year if they are accessible online. It also recommends maintaining a file for warranties and manuals of major appliances, and highlights the need to keep personal documents like birth certificates and marriage licenses permanently. Additionally, the piece offers tips on organizing documents, such as using a filing system or going digital with scans, and stresses the importance of regularly reviewing and purging unnecessary papers to maintain an organized space.

Read the Full MSN Article at:
[ https://www.msn.com/en-ca/money/personalfinance/purging-paper-clutter-what-you-need-to-keep-and-what-can-go/ar-AA1yHMxh ]


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