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6 ways for seniors and retirees to save on homeowners insurance

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The average cost of a homeowners policy has risen more than 30% since 2020. Despite rising costs, you can still find ways to save, especially for seniors. See money-saving tips to save you money on yo
The article from AOL Finance outlines several strategies for seniors to save on homeowners insurance. It suggests that seniors can benefit from discounts by bundling their home insurance with other policies like auto insurance. Another way to save is by installing safety devices such as smoke detectors, burglar alarms, and deadbolts, which can qualify for discounts due to reduced risk. Seniors might also consider raising their deductible, which lowers the premium but increases out-of-pocket costs in the event of a claim. The article also mentions that some insurance companies offer discounts for seniors who are retired or have reached a certain age, assuming they spend more time at home, potentially reducing the risk of burglary or other incidents. Additionally, maintaining a good credit score can lead to lower premiums, and it's advised to review and possibly switch insurance providers if better rates are available elsewhere. Lastly, the article recommends looking into specific programs or discounts aimed at seniors, like those from AARP or other senior organizations, and to always shop around for the best rates.

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