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15 Banks and Credit Unions that Exchange Foreign Currencies

The article from MSN Money discusses 15 banks and credit unions in the U.S. that offer services for exchanging foreign currencies. It highlights that while many banks provide this service, the specifics like fees, exchange rates, and availability can vary significantly. Key points include:

  • Major Banks: Institutions like Bank of America, Chase, and Wells Fargo are noted for their foreign currency exchange services, often with competitive rates but sometimes with fees or minimum exchange amounts.

  • Credit Unions: Some credit unions like Navy Federal Credit Union and State Employees' Credit Union (SECU) also offer currency exchange, typically with lower fees due to their not-for-profit status.

  • Special Features: Some banks offer additional services like online ordering of foreign currency or direct deposit into foreign accounts. For instance, Citibank provides a service for international wire transfers.

  • Exchange Rates and Fees: The article advises checking the current exchange rates and any associated fees, as these can impact the value received from the exchange. Some banks might offer better rates for their account holders or for larger transactions.

  • Availability: Not all branches of these banks or credit unions might offer currency exchange, so it's recommended to call ahead or check online for availability.

  • Alternatives: For those not near a bank or credit union offering this service, alternatives like currency exchange kiosks at airports or specialized currency exchange businesses are mentioned, though often with less favorable rates.

    This summary provides an overview of where and how one can exchange foreign currency in the U.S., emphasizing the importance of understanding the terms of service, fees, and rates before proceeding with an exchange.

    Read the Full MSN Article at:
    [ https://www.msn.com/en-us/money/other/15-banks-and-credit-unions-that-exchange-foreign-currencies/ar-BB1qvjUX ]


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