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My bank contacted me to tell me about an old credit card that has $70k on it and here's what I did
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My bank contacted me to tell me about an old credit card that has $70k on it and here's what I did

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a commission from card issuers. Finding a big heap of forgotten cash would be a dream come true for many,
The article from 24/7 Wall St. discusses a situation where the author was contacted by their bank regarding an old credit card with a balance of $70,000. The author, initially unaware of this card, was informed that it had been dormant for years but still carried a significant balance. Upon investigation, it was revealed that the card was opened during a time when the author was dealing with significant personal and financial issues, leading to neglect of the account. The bank suggested several options: settling the debt for a reduced amount, setting up a payment plan, or disputing the charges if they were unauthorized. The author chose to negotiate a settlement, which involved paying a lump sum less than the total balance, thus resolving the debt and closing the account. This experience served as a reminder of the importance of monitoring all financial accounts, even those considered inactive, and the potential long-term consequences of financial neglect.

Read the Full 24/7 Wall St Article at:
[ https://247wallst.com/personal-finance/2024/12/10/my-bank-contacted-me-to-tell-me-about-an-old-credit-card-that-has-70k-on-it-and-heres-what-i-did/ ]