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How to finance a garage or other outbuilding

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Why pay cash? Borrowing can make more sense for an add-on.
The article on kutv.com discusses various financing options for building a detached structure such as a garage, shed, or tiny home. It outlines several methods including using a home equity loan or line of credit, which allows homeowners to borrow against the equity in their home; a personal loan, which doesn't require collateral but may have higher interest rates; a construction loan, specifically designed for building projects with funds disbursed in stages; and a cash-out refinance, where homeowners refinance their mortgage for more than they owe and take the difference in cash. Each option has its pros and cons, such as interest rates, repayment terms, and the impact on one's overall financial situation, and the article advises considering these factors carefully before deciding on the best financing method for a detached structure.

Read the Full KUTV Article at:
[ https://kutv.com/money/mortgages/how-to-finance-a-detached-structure ]