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2 credit cards offer up to 5% back when you buy a new house, but there's a catch

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
These two credit cards earn rewards for buying a home. Are they more advantageous than standard cash-back cards?
The article from MSN Money discusses two credit card offers that provide rewards for homebuyers. The first is the Citi Home Card, which offers 5% cash back on purchases related to buying a new home, including appliances, furniture, and home improvement items, but only for the first $10,000 spent within the first 12 months. The second card, the Chase Freedom Unlimited, gives 3% cash back on home-related purchases without a spending cap, but it's part of a broader rewards program. Both cards have catches: the Citi Home Card's high reward rate is limited in time and amount, and the Chase Freedom Unlimited's 3% rate applies only to specific categories. Additionally, these cards might come with annual fees, high interest rates, or require excellent credit scores, and the rewards might not offset the costs if not managed properly.

Read the Full Insider Article at:
[ https://www.msn.com/en-us/money/personalfinance/2-credit-cards-offer-up-to-5-back-when-you-buy-a-new-house-but-theres-a-catch/ar-AA1AVxoq ]