• Wed, March 19, 2025

by: cnbctv18

Bajaj Housing Finance shares surge 6%; Here is why April 15 is key for the stock

Although shares of Bajaj Housing Finance continue to trade well above their IPO price of ₹70, they are still 34% below their post-listing high of ₹188, despite the recent recovery.

by: Newsday

How Trump tariffs could affect home improvement, renovation projects

Whether the price of construction goods does increase, the tariffs have already affected the overall economy — the stock market took a dive upon their implementation — adding further uncertainty for Long Island homeowners in an already uncertain economic period and potentially dampening their ability to access credit.

by: Adweek

Unilever's CMO Says AI is Cutting Product Shoot Costs by 50%

Unilever's chief growth and marketing officer Esi Eggleston Bracey has revealed that the company is integrating AI technology in its product shoots-and saving time and money in the process. Today […]

by: SiliconANGLE

Deloitte hops aboard the agentic AI hype train with Zora AI

Deloitte said Zora AI is available on every major cloud infrastructure platform via a subscription model, and it can be deployed into existing technology systems through various pre-built integrations it has created. The company also offers customization services to adapt the Zora AI agents to more specific client needs.

by: Forbes

The Rise Of Brooklyn: A Real Estate Supercycle In The Making

In New York City, Brooklyn has been on the rise since the global financial crisis reshaped the Big Apple in 2008. The real estate market has reached a new level since the Covid pandemic. Now, a real estate supercycle is on the horizon.

by: Lifehacker

The Financial Perks (and Downsides) of Marriage

Love may be blind, but marriage is a long-term investment strategy with variable returns and significant tax implications. Let's take a cold, calculating look at the institution that promises for richer or poorer—and find out which one you're more likely to experience.

by: BristolWorld

Venue Dubbed 'Birthplace of Punk' Chooses Bristol's Xledger as Finance Software System of Choice

Roundhouse in London, which has famously welcomed the likes of The Ramones and The Doors, has successfully deployed Xledger as its new finance software, citing its core system and additional reporting features as a key driver in the procurement process.

by: SHINE

Shanghai tech firms ride AI wave to revenue growth, global expansion

FinVolution's international business contributed 21.4 percent of its total revenue in the quarter. Powered by AI, it acquired 2.2 million new borrowers outside of China, with a 61 percent year-on-year increase.

by: briefly

List of all colleges in Cape Town in 2025: Choose the best college

This list of all colleges in Cape Town will help you if you are looking for the best colleges to pursue your desired course. Choose your perfect fit.

by: Moneycontrol

India's energy efficiency improved faster between 2000 and 2023, than BRICS and global average: RBI study

Although energy efficiency lagged developed markets, like the US and Germany, which witnessed an over 2 percent rise during this period, India was far ahead of its BRICS peers (1.62 percent)

by: IOL

Public comment invited on R100bn draft Transformation Fund for black-owned businesses

Minister Parks Tau has unveiled the R100 billion Draft Transformation Fund aimed at empowering black-owned businesses, now open for public comment until May 7

by: CNBC

Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more

The Federal Reserve held interest rates steady at the end of its two-day meeting on March 19. Although the central bank is on the sidelines, for now, some consumer loan rates are starting to ease, giving households a little breathing room.

by: MoneyWeek

Are you paying too much for your stocks and shares ISA?

Analysis by new ISA market entrant Lightyear claims stocks and shares ISA holders are paying more than £800 million extra in "unnecessary account fees," when only holding stocks and ETFs, which can eat into their returns.

by: Cryptopolitan

EOS Network is rebranding to Vaulta, token swap planned for May 2025

by: Bloomberg

Elon Musk's X Raises Almost $1 Billion in New Equity Funding

Elon Musk's social network X has raised close to $1 billion in new equity from investors in a deal that values the company at roughly $32 billion, according to people with knowledge of the matter — a valuation in line with when Musk took it private in 2022.

by: WYTV

'An amazing culture': Business wins distinguished award

A locally owned and operated home improvement franchise is being recognized once again for its sales, service and volume.

by: MarketWatch

Discount retailer Ollie's adds Big Lots stores, and a jewelry seller retreats from malls

Retailers have responded to a long period of inflation with a renewed emphasis on value over less essential products.

by: GOBankingRates

Credit Counseling Explained: How It Works and When To Use It

What is credit counseling? Learn how it provides guidance on debt repayment, budgeting and financial planning. See if it's the right choice for you.

by: Fortune

Trump's tariffs and policies are putting America's economy at risk: Consumer Technology Association CEO

Higher tariffs are already creating "cost shocks" for businesses, which for many will be passed on to consumers.

by: Kiplinger

The SSA Is Changing How You Apply for Benefits and Update Your Direct Deposit Information: Here's What You Need to Know

The SSA is transitioning to stronger identity verification procedures for both new benefit claims and direct deposit changes.

by: AOL

Fed sees two rate cuts in 2025, projects higher inflation and lower economic growth

The Federal Reserve maintained its previously expected pace of rate cuts, but signaled higher inflation and a slowdown in economic growth for 2025.

by: Cryptopolitan

Gibraltar-based bank introduces Bitcoin-backed loans, offering up to $1M in crypto credit

by: GOBankingRates

3 Boring But Lucrative Side Businesses for Retirees

Retirement: a period of relaxation, enjoyment and rest. It should be a time to enjoy life to the fullest and not a time to worry about your finances. Today, more Americans are retiring than

by: Forbes

Home-Based Alternative Financing's Appeal For Individuals, Investors

The alignment of consumer demand and investor appetite makes home-based alternative financing a vital tool in modern financial planning.

by: Zawya

Acquisition to catalyse global expansion of IndusInd Holdings in banking & finance sector

"Now, with this acquisition, we are entering the insurance business in addition to banking. We also took a 60% stake in Invesco's mutual fund business, and once approvals are in place, we will have a complete presence across the BFSI sector," Ashok Hinduja said.

by: Kiplinger

Why Are So Many Retirees Renting Out Rooms In Their Homes, And Should You Join Them?

The number of retirees renting out rooms in their homes has surged, according to a new study. Why would older Americans want to take on roommates, and how does the process work?

by: Moneycontrol

What is NBFC Loan? Difference between bank and NBFC Personal Loan

NBFCs provide quick and flexible personal loans with easier approval, while banks offer lower interest rates and higher loan amounts. Choosing the right lender depends on your financial needs and urgency.

by: GOBankingRates

Ally Bank Promotions: Best Offers and Bonuses

Ally Financial is perhaps most well-known for Ally Bank, a full-service bank that offers certificates of deposit, checking and savings accounts, credit cards, mortgages and loans. Ally also minimizes overhead by operating only online,

by: Forbes

Beyond International Women's Day: Six Ways To Accelerate Action In 2025

It's up to all of us to advance women in the workforce and see a more equitable future for our partners, colleagues, sisters and, most importantly, our daughters.

by: Zawya

SAEED Center expands with new SRTIP branch to drive investment and accelerate business growth

The expansion aims to streamline business setup, attract further investment, and reinforce the emirate's position as a global economic hub

by: AOL

March Madness predictions: Cinderellas, upsets, Final Four picks and more for the NCAA men's and women's tournaments

The Madness is here. What can we expect? Our experts weigh in with their Cinderella picks, Final Four teams, title winners and more.

by: Reuters

Factbox-How hard have US agencies been hit by Trump and Musk's layoffs?

U.S. President Donald Trump and billionaire Elon Musk are undertaking a sweeping campaign to slash the size of the 2.3-million-strong civilian federal workforce, firing or offering buyouts so far to more than 100,

by: Reuters

Tencent joins China's AI spending race with 2025 capex boost

Chinese technology giant Tencent said on Wednesday it would boost capital expenditure in 2025, as it strengthens artificial intelligence development and infrastructure.

by: Reuters

Private credit-focused asset manager Liquidity gets up to $450 million in financing

Liquidity, an asset manager focused on private credit investments, said on Wednesday it had secured up to $450 million in a financing deal led by KeyBank .

by: Insider

IMG Travel Insurance Review 2025

IMG offers a vast array of travel insurance plans for all types of trips. Read our IMG travel insurance review to see if it's right for you in 2025.

by: Insider

2 reasons why Nvidia's Jensen Huang isn't worried

Nvidia CEO Jensen Huang pointed to powerful new chips and the company's role in a fast-growing area of AI as reasons for demand remaining high.

by: Reuters

Deutsche Bank plans 'significant' branch reduction and 2,000 fewer staff in 2025

Deutsche Bank will reduce branches by a "signficant" number this year and trim headcount of the retail bank by around 2,000 people in 2025, Chief Executive Officer Christian Sewing said on Wednesday.

by: Reuters

Investors hopeful Wells Fargo asset cap will be removed in 2025

Investors and analysts are more hopeful the asset cap on Wells Fargo will be lifted this year after the bank managed to close five regulatory actions in 2025, making its shares more attractive.

by: Insider

Elon Musk's stake in Tesla is becoming a smaller and smaller slice of his fortune

The value gap between Elon Musk's holdings in SpaceX and Tesla stands at $43 billion following the slide in the EV maker's stock this year.

by: Reuters

Analysis-Bank Indonesia could tip the scales in its shaky markets

As Indonesia's government plays fast and loose with its spending plans, a slow exit of foreign investors is turning into a tide that risks engulfing the relatively stable rupiah and bonds. Bank Indonesia (BI) holds the key to whether the slump in the country's stocks turns into a wider,

by: Insider

I'm a federal worker who commutes 15 hours a week after RTO. It's affected my marriage and social life.

A federal worker explained how Trump's RTO mandate has affected their life, including more time commuting and changes to how weekends are spent.

by: Insider

Canadians are turning to 'Made in Canada' goods, and complaints about mislabelling are surging

Trump's tariffs have spurred the buying of local products in Canada, while mislabeling complaints have surged by over 1000%, according to the CFIA.

by: Reuters

Indonesia finance minister denies resignation rumours amid stocks plunge

Indonesia's finance minister denied rumours of her imminent resignation and pledged to maintain fiscal discipline at a hurriedly called press conference announced after the country's benchmark index plunged to a multi-year low on Tuesday.

by: Reuters

Tencent posts strong Q4 as gaming business rebounds

Chinese technology giant Tencent Holdings posted an 11% rise in fourth-quarter revenue on Wednesday, driven by growth in its gaming business.

by: Insider

Critical Role's heartbreak prince is leading the nerdworld business' publishing push

CR has a brimming publishing slate this year, and cofounder Liam O'Brien — a self-professed book nerd — is leading the push.

by: Reuters

US HHS drops advisory labeling gun violence a public health crisis

The former U.S. surgeon general's 2024 advisory calling gun violence a public health crisis has been take down by the Department of Health and Human Services (HHS) following orders from the Trump administration.

by: Insider

I'm a Tesla investor and I've got millions in the company. I think Elon Musk is key to Tesla's success, but it can endure without him.

For most investors, Tesla's fortunes are inextricably tied to its CEO, Elon Musk. But Tsai Capital's Christopher Tsai says the EV giant can endure even if Musk is no longer at its helm. "Elon is clearly a key piece of the story,

by: Reuters

Canada's Carney vows to expand presence in mineral-rich Arctic

Prime Minister Mark Carney on Tuesday said Canada would boost its military and security presence in the Arctic, a frozen and mineral-rich expanse that is of increasing interest to U.S. President Donald Trump.

What is NBFC Loan? Difference between bank and NBFC Personal Loan

NBFCs provide quick and flexible personal loans with easier approval, while banks offer lower interest rates and higher loan amounts. Choosing the right lender depends on your financial needs and urgency.
The article from Moneycontrol discusses the differences between Non-Banking Financial Companies (NBFCs) and banks in terms of personal loans. NBFCs are financial institutions that offer various banking services but do not hold a banking license, meaning they cannot accept demand deposits like banks. Key differences include: NBFCs often have less stringent eligibility criteria, making it easier for individuals with lower credit scores or those self-employed to secure loans. They might offer higher interest rates due to their higher cost of funds compared to banks, which can borrow at lower rates from the RBI. NBFCs also tend to provide quicker loan processing and disbursement, and they might be more flexible with loan terms. However, banks generally offer lower interest rates, have a broader range of financial products, and are perceived as more secure due to deposit insurance. The article also touches on the regulatory oversight, noting that while both are regulated, NBFCs face different regulatory norms which can affect their operations and the products they offer.

Read the Full Moneycontrol Article at:
https://www.moneycontrol.com/news/business/personal-finance/what-is-nbfc-loan-difference-between-bank-and-nbfc-personal-loan-12966857.html

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