Best 3-Month CD Rates and Offers for 2025

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Best 3-Month CD Rates and Offers for 2025

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Published in Business and Finance on Friday, March 14th 2025 at 4:41 GMT by GOBankingRates

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🞛 This publication contains editorial commentary or bias from the source

CD is a good option if you're looking for a guaranteed rate with no risk. Find out which banks currently offer some of the best 3-month CD rates.

2025-03-14 231 x 130 / 5666 Bytes

The article from MSN Money discusses the best 3-month Certificate of Deposit (CD) rates available for 2025, highlighting how these short-term CDs can be beneficial for savers looking to park their money for a brief period while still earning a competitive interest rate. It lists several financial institutions offering high rates, with some banks providing APYs over 5%. The piece explains that while 3-month CDs might not offer the highest returns compared to longer-term CDs, they provide liquidity and flexibility, making them suitable for those who anticipate needing their funds soon or wish to take advantage of rising interest rates. Additionally, the article touches on the importance of considering the minimum deposit requirements, early withdrawal penalties, and the overall financial stability of the issuing bank when choosing a CD. It also advises readers to compare rates and terms from various sources, including online banks which often offer higher rates due to lower overhead costs.

Read the Full GOBankingRates Article at:
[ https://www.msn.com/en-us/money/personalfinance/best-3-month-cd-rates-and-offers-for-2025/ar-AA1ATJWt ]