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Millennials vs. Gen Z: Who's Winning the Savings Game?

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Both Millennials and Gen Zers are saving money, despite high costs of living and student loan debt. But, both generations have trouble saying no to impulse purchases. Here's how they compare.
The article from Investopedia discusses the savings habits of Millennials and Generation Z, highlighting that despite facing economic challenges like student loan debt, housing costs, and inflation, these generations are still managing to save. A survey by Bank of America found that 66% of Gen Z and 65% of Millennials are saving money, with many focusing on emergency funds, retirement, and other financial goals. However, their savings rates are lower compared to previous generations at similar life stages, with Millennials saving about 8% of their income compared to 17% for Baby Boomers. The article notes that while these younger generations are saving less, they are also investing more in assets like stocks and cryptocurrency, which might reflect a shift in financial strategy towards growth rather than just saving. Additionally, there's a noted trend of these generations prioritizing experiences over material possessions, which influences their saving and spending patterns.

Read the Full Investopedia Article at:
[ https://www.investopedia.com/millennial-and-gen-z-savings-8753602 ]