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Insurance query: I want to know whether smoking and drinking are major clauses in a term insurance or not

Read the Full Business Today Article at:
https://www.businesstoday.in/personal-finance/insurance/story/insurance-query-i-want-to-know-whether-smoking-and-drinking-are-major-clauses-in-a-term-insurance-or-not-457249-2024-12-13
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