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Liz Weston: Medicare Part D plan caps out-of-pocket max at $2,000 beginning in 2025

Prescription drug coverage is provided by private insurers, and their lists of covered prescriptions can change every year. Makes sure you know if your insurer still covers your needed medications.
The article from OregonLive discusses significant changes to Medicare Part D plans starting in 2025. Liz Weston highlights that the Inflation Reduction Act has introduced a cap on out-of-pocket expenses for prescription drugs under Medicare Part D, setting the maximum at $2,000 per year. This change aims to alleviate the financial burden on seniors by limiting how much they have to pay out-of-pocket for their medications. Previously, there was no such cap, which could lead to unpredictable and potentially high costs for beneficiaries. The article explains how this cap will work, including what costs count towards the out-of-pocket maximum, and provides advice on how beneficiaries can prepare for these changes, such as reviewing their current plans during the open enrollment period to ensure they are in the most cost-effective plan for their needs.

Read the Full Oregonian Article at:
https://www.oregonlive.com/business/2024/12/liz-weston-medicare-part-d-plan-caps-out-of-pocket-max-at-2000-beginning-in-2025.html

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